Offer Fulfilled! SBI Cashback Limit Enhancement Offer – Check Yours via Anumati Route!

[Anindya98]

This method works for any existing SBI card!

I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.



Key Tips:

• Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen gets stuck, just close the tab, re-login, and your LE will be instantly applied (if no additional verification is needed).
• I'm not sure how they determined the limit. I've had an SBI account for almost 8 years, but I don’t use it regularly. So, I used my IDFC account for verification instead.
• My average monthly spend on this card is 20K-25K. I've never opted for EMI since the limit is low compared to my other cards.
• You can revoke Anumati's access once the LE is completed.
• Also, everyone is getting a pre-approved Rupay(SimplySave or BPCL) card offer via split basis.

How to revoke Anumati access?
Go to https://www.anumati.co.in/

Login via Mobile OTP
Then go to Manage Consents -> Active
Revoke the Consent.

Let us know if you're receiving the offer or not.

 

[SplendorSuperman]

awesome when was the last le? and your usage?

My last LE was auto ( received text of LE from SBI ) about 6 months ago.
My usage on SBI CB is 20-25k per month.

 

[BVCBVC is verified member.]

Finally SBI has showered CL increase by 58%.

 

[BVCBVC is verified member.]

Seems SBI is showering good CL enhancement for the year end. My brother got 80% enhancement.

183000 from 102000.

 

[iamankit]

Last month did the same and got 1L of LE on my Simply Click card which was just under 1 year old and transferred that to CB card 😄

So far no LE increase on my CB card

And how you transferred the limit from one card to another?

Thanks, bro. Just increased my limit to 2.3 lacs. Planning to Shift some to BPCL card for Online offers.

 

[Anindya98]

And how you transferred the limit from one card to another?

Call the CC

 

[Credit_Cards]

no limit increment for me I check every month last date but no luck yet😭

 

[BVCBVC is verified member.]

Try for Non Cashback cards first, it might work. Later on you can transfer to Cashback Card.

no limit increment for me I check every month last date but no luck yet😭

 

[Credit_Cards]

Try for Non Cashback cards first, it might work. Later on you can transfer to Cashback Card.

I have only 1 card from SBI and now I'm over-leveraged for them 😭

 

[Anindya98]

I have only 1 card from SBI and

Try to upgrade it like @BVC

now I'm over-leveraged for them 😭

Try offline via agent

 

[BVCBVC is verified member.]

Try to upgrade it like @BVC

Even though I got LE now, I am on the other side for the past 2 years with SBI.

My suggestion is even though there is less salary credit, show an account which has an excellent transactions.

 

[Anindya98]

My suggestion is even though there is less salary credit, show an account which has an excellent transactions.

I followed the same thing used by the IDFC statement within the last 3 months, more than 4.7L.

 

[BVCBVC is verified member.]

I followed the same thing used by the IDFC statement within the last 3 months, more than 4.7L.

Till day before yesterday I was not getting redirecting to Anumati Portal. On March 30th it got redirected. Limit Increased.

31st March approached Aurum RM. Today Aurum is reflecting in my account.

 

[Anindya98]

Today Aurum is reflecting in my account.

Have you got it FYF/Paid?
Will you hold in 2nd year or downgrade?
Is the floor limit for Auram 2.5L IG?

 

[ccdc]

Anumati is owned by perfios....which is a private company....which is in the business of financial data....they won't sell it but they'll use it for themselves.... you're naive to trust such private companies with entire bank account access for limit enhancement....

 

[BVCBVC is verified member.]

Have you got it FYF/Paid?

Paid that can be compensated with Reward points for first year.

Will you hold in 2nd year or downgrade?

Let's see. If we downgrade to Elite again fees can be compensated with vouchers.

Is the floor limit for Auram 2.5L IG?

Yes, 2.5L CL or 25L Net Income ITR

 

[Anindya98]

Today Aurum is reflecting in my account.

Congrats on the card. Make a thread and share your experience of getting Aurum without a bank account.

 

[BVCBVC is verified member.]

Congrats on the card. Make a thread and share your experience of getting Aurum without a bank account.

Is account really valid?

RM did it, there was nothing super process according to me. Is that account really matters?

 

[Anindya98]

Let's see. If we downgrade to Elite again fees can be compensated with vouchers.

Yes, many took the card for 1st year and later downgraded to the lower variant and retained the full limit.

 

[Anindya98]

Is account really valid?

No, but it makes things easier, and you can also get offers through net banking. Some have received a pre-approved SBI CB offer based on their SB relationship.

RM did it, there was nothing super process according to me. Is that account really matters?

Yes, the process is very simple, and they are actively looking for customers to get the card, even in the first year. I’ve heard they earn a good commission on Aurum & Elite cards. Having an SBI account can be beneficial if you need other banking products like loans, credit cards, or insurance.

How did you get a RM with just a credit card relationship?

 

[BVCBVC is verified member.]

How did you get a RM with just a credit card relationship?

When I showed interest on Aurum Website in 2023, RM gave me a call. From then on every 6 months she keeps me following up.

Luckily it was March 31st and they were in hunger of closing deals. Everything went well within 1 day.