SBI cashback outstanding amount pay before bill generation.

[alwayswin69]

Hi, I have utilized 52% of my credit limit and wanted to pre pay some amount to keep my utilization under 30%.
But when i'm trying to pay it using hdfc billpay, sbi unipay or jiofinance app, it gives an error as soon as i put my last 4 digit of cc and phone number that "Something went wrong"
Any idea how do i prepay some amount and get 1% cashback aswell since I have hdfc easy shop platinum dc.
Please help!

 

[Riya]

okkk.... I correct myself...
The amount reported is the balance on bill generation date but the amount will be reported 2 days after the due date....
just checked from my report and data itself....

 

[alwayswin69]

all your doubts cleared ??

yupp, thanks for the clarification mate, really appreciated!!

 

[SSV]

okkk.... I correct myself...
The amount reported is the balance on bill generation date but the amount will be reported 2 days after the due date....
just checked from my report and data itself....

thanks for the confirmation ..

 

[SSV]

yupp, thanks for the clarification mate, really appreciated!!

Plesae mark one of my posts as " soultiojn" by clicking on the" Tick" mark next to the post ..
like below:




thanks

 

[Shin-Chan]

my SBI CB utilization is 80% and I am not even 1% worried coz my overall utilization will still be under 1% thats what SBI Offered me 😬

 

[alwayswin69]

Plesae mark one of my posts as " soultiojn" by clicking on the" Tick" mark next to the post ..
like below:

View attachment 64264


thanks

Can't see any such option ;-;

 

[rockking1994]

Same has happened with me got a new hdfc card after network change from master to visa and spent 100k+on payzapp wallet load and wanted to reduce utilisation so paid some using cread.
I am loosing about 300 due to pre payment
but i am going to wait for bill generation and pay the remaining 75k

 

[Shin-Chan]

Same has happened with me got a new hdfc card after network change from master to visa and spent 100k+on payzapp wallet load and wanted to reduce utilisation so paid some using cread.
I am loosing about 300 due to pre payment
but i am going to wait for bill generation and pay the remaining 75k

One must not worry too much, just take it with a pinch of SALT and utilize cards as they should be. Just a simple example: No Bank will decline CC to a person if their CIBIL is 795 and not 805 or 785 and not 790 as they have some outstanding.

Although I will still recommend to keep overall utilization under 10% that induces responsible Credit Management and same is taken as Plus by Credit Agencies !!

 

[Riya]

my SBI CB utilization is 80% and I am not even 1% worried coz my overall utilization will still be under 1% thats what SBI Offered me 😬

SBI did this with everyone 🤣🤣