SBI CC Unauthorised transaction under dispute: Should I pay the bill?

[Dreams Of Desire 💓]

@Mr. Bean @Dreams Of Desire 💓 I did find some dispute emails and they have given me temp limit for the remaining 3 transactions but for some reason all 6 of them are showing as unbilled on SBi Card app and website, should I still pay the bill considering bill due is on 29th Jan and next bill will be on 9th feb,

Reason I dont really want to pay bill is, I'll need to cut this amount out of my investments, this card is mostly used for misc expenses and typical bill is of 5-6k with one or two major transactions to hit the limit for fees waiver, as far as I am understanding, next statement, my outstanding will be -30k right? and I dont really want to get this amount stuck in this card, because it would take me 3-4 months to clear it

Pay the full bill. Dont take the flying arrow into your ass unnecessarily.

Excess amount after NEXT bill generation can be taken into your desired account just by calling or emailing sbicards.

 

[altair21]

Pay the full bill. Dont take the flying arrow into your ass unnecessarily.

Excess amount after NEXT bill generation can be taken into your desired account just by calling or emailing sbicards.

hey, so just to confirm, if my bill goes to -30k, I can ask sbi to transfer the amount back to my bank account? even if it's temporary limit?

 

[Dreams Of Desire 💓]

hey, so just to confirm, if my bill goes to -30k, I can ask sbi to transfer the amount back to my bank account? even if it's temporary limit?

Excess amount can be transferred back to account

 

[altair21]

Excess amount can be transferred back to account

thanks! really appreciate all the help, I have paid the bill and hopefully it works out

 

[altair21]

Just an update, my bill was indeed generated in negative, but my account still how shows 22k in outstanding.

I tried reaching out to customer care on both phone and email to initiate a credit balance refund but they refuse to do it because of the afore mentioned outstanding amount even though I didn't use the card for even a single purchase and there are no unbilled transactions for it in my account

what should I do in this case?