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SBI Credit Card Application Declined

I finally got the SBI SimplyCLICK credit card, which was delivered a few days ago.

I received a call from my home branch, and they said I had a credit card offer based on my profile. They asked me to visit the branch for further processing.

I made an excuse during the call and instead applied through the Sprint process, receiving instant approval and delivery within 48 hours.
Congrats, simplyclick is decent.
 
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