SBI Credit Card Application - What are chances of approval ? Update 19-11-25 (Rejected)

[Iknowthisshitt]

UPDATE 13/NOV/2025 :-

App submitted, perfios statement upload, bank statement access to SBI, E sign same day (by agent )

UPDATE 15/NOV/2025 :-

Verification Call from 1600

UPDATE 16/NOV/2025 :-

tentative limit on whatsapp

UPDATE 16/NOV/2025 :-

"We have received your SBI Card Application. Pls give us 11 working days to process your App.No. xxxx. The ANNUAL fee on PhonePe SBI Select RuPay is INR1499. You can track your application status online at www.sbicard.com"

UPDATE 19/NOV/2025 ( final update - rejected )

in person Home & office verification ( work from home )

Hi, please be informed that we are unable to issue a credit card to you, as the details furnished by you do not meet the policies set forth for issuance of an SBI Credit Card.

 

[Iknowthisshitt]

CPV = Contact Point Verification

That is Home and/or Office address verification failed. They could NOT find you in the given address(es).

is it good idea to apply offline after cool down period? recently opened savings account with SBI so they'll help may be