Offer Fulfilled! SBI Credit Card Limit Enhancement Offer – Check Yours via Anumati Route!

[Anindya98]

This method works for any existing SBI card!

I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.



Key Tips:

• Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen gets stuck, just close the tab, re-login, and your LE will be instantly applied (if no additional verification is needed).
• I'm not sure how they determined the limit. I've had an SBI account for almost 8 years, but I don’t use it regularly. So, I used my IDFC account for verification instead.
• My average monthly spend on this card is 20K-25K. I've never opted for EMI since the limit is low compared to my other cards.
• You can revoke Anumati's access once the LE is completed.
• Also, everyone is getting a pre-approved Rupay(SimplySave or BPCL) card offer via split basis.

How to revoke Anumati access?
Go to https://www.anumati.co.in/

Login via Mobile OTP
Then go to Manage Consents -> Active
Revoke the Consent.

Let us know if you're receiving the offer or not.

 

[Professor X]

A. For anumati : https://app.anumati.co.in/

B. For nadl (Anubhav) : https://consumer-web-cluster.nadl.co.in/home/consent

Thanks brother. Consent revoked.

 

[harsh_ujjwal]

No anumati fr limit increase🤣

 

[Professor X]

No anumati fr limit increase🤣

I got the limit increased. From 20k to 36k. I have been using the cashback card with 20k for 2 years. My other sbi card has 4.1l limit. But they are not increasing the limit for cb card.

 

[SunilKumar]

Mere pass limit increase ka offer aaya to. Mene full limit increase kr di. Mujhe without document limit increase ho jayegi. Or limit kitne time bad increase hoti. Mere pass sbi cashback card hai. Uski limit 50k mene 300k kr diya tha. Fir mene customer care se baat ki to unhone bola documents send krna hoga. Bina document ke nhi hoga kya

 

[SSV]

Mere pass limit increase ka offer aaya to. Mene full limit increase kr di. Mujhe without document limit increase ho jayegi. Or limit kitne time bad increase hoti. Mere pass sbi cashback card hai. Uski limit 50k mene 300k kr diya tha. Fir mene customer care se baat ki to unhone bola documents send krna hoga. Bina document ke nhi hoga kya

Most likely your request will be closed without any LE if no documents were asked

 

[SunilKumar]

To mujhe kya krna chahiye. ITR Send kru du kya

 

[crazyuploader]

I got the limit increased. From 20k to 36k. I have been using the cashback card with 20k for 2 years. My other sbi card has 4.1l limit. But they are not increasing the limit for cb card.

Same bro, same! I at least had asked them to transfer 40K from SimplySAVE (1L) to SBI Cashback Credit Card which had 20K. Now both cards are stuck at 60K for more than 2 years 🫠🫠🫠

 

[crazyuploader]

Same bro, same! I at least had asked them to transfer 40K from SimplySAVE (1L) to SBI Cashback Credit Card which had 20K. Now both cards are stuck at 60K for more than 2 years 🫠🫠🫠

Didn't move them. What to do? I'm stuck with an automated messed up system which always deny my request for credit limit enhancement, what's the golden number for it? 😂😂

 

[SplendorSuperman]

Just tried this route and received LE of nearly 70% from 156k to 256k on SBI CB.

Received LE of 40% through this route again just after 180 days.

 

[Muzan Kibutsuji]

1 saal se same error aa raha, you have already been assigned the maximum credit limit

Iska koi solution hai kya

 

[nikhilv0303]

Is Finarkein same as Anumati?
I’m looking at option to link account, but it’s saying Finarkein analytics

 

[spd]

recieved LE on march from 100k to 300k (which is 200%).. and again tried this month after 6 months.. september got LE from 300k to 500k

 

[bigbyte]

GOT an SMS from SBI Cards, telling I am eligible for LE from 1.2 Lacs (lowest) to 2.5 lacs. Sent my consent via SMS and immediately LE was processed. Update Limit Reflects in SBI Cards App.

 

[CyberPsych]

I got 27.45% LE yesterday 12am on a random try on my BPCL card.

I have Cashback and BPCL Card. The total limit is 1.53L. I had split it into 53k for cashback card and 1L for SBI BPCL since Aug 2024. I was trying for LE since beginning of 2025 and it always said your could not be processed (tried LE for both cards). In Sept/Oct 2025, I gave up and changed my limit so that BPCL card gets 53k and cashback gets 1L, removed anumati access, etc.

Yesterday, I went into SBI card app to check milestone and had a thought to give a try for LE. I didn't try on cashback card, but I tried on BPCL card as I read in several threads people are not getting LE for their cashback card. The slider showed 3L as max and I set it to 3L, proceeded further. It asked for consent of bank account. I gave my SBI bank account and submitted. Tada, limit increase received. From 53k on SBI BPCL, they increased to 95k. Now my total limit is 1.95L

During the early days, I had less than 5k balance in my SBI account. Recently my friend had sent me 80k in mid November to keep for a while with me. I don't know if this got me LE 🤪

 

[Drayden]

I got LE on my SBI cashback from 60k to 1.2L. Also on my AU Xcite too. SBI CB is a year old.

 

[BVCBVC is verified member.]

I got 27.45% LE yesterday 12am on a random try on my BPCL card.

I have Cashback and BPCL Card. The total limit is 1.53L. I had split it into 53k for cashback card and 1L for SBI BPCL since Aug 2024. I was trying for LE since beginning of 2025 and it always said your could not be processed (tried LE for both cards). In Sept/Oct 2025, I gave up and changed my limit so that BPCL card gets 53k and cashback gets 1L, removed anumati access, etc.

Yesterday, I went into SBI card app to check milestone and had a thought to give a try for LE. I didn't try on cashback card, but I tried on BPCL card as I read in several threads people are not getting LE for their cashback card. The slider showed 3L as max and I set it to 3L, proceeded further. It asked for consent of bank account. I gave my SBI bank account and submitted. Tada, limit increase received. From 53k on SBI BPCL, they increased to 95k. Now my total limit is 1.95L

During the early days, I had less than 5k balance in my SBI account. Recently my friend had sent me 80k in mid November to keep for a while with me. I don't know if this got me LE 🤪

I got LE on my SBI cashback from 60k to 1.2L. Also on my AU Xcite too. SBI CB is a year old.

Good to see SBI offering LE's

 

[0x6900]

Thanks, bro. Just increased my limit to 2.3 lacs. Planning to Shift some to BPCL card for Online offers.

What is the process of shifting ?

 

[CyberPsych]

What is the process of shifting ?

Write or call to customer care.