Those who are saying 55000, 25000 pls atleast share screenshot. There are many portals where SBI give upto 20X pts. If 2X is running then it is 40X and if it is birthday they make 80X or 20% in short. 🙂 Already those sites are selling products which are 60-70% higher in price so giving 20% as rewards doesn't hit anybody from merchant to bank.
Hi, so what other dc would you suggest, if I'm specifically looking to pay cc bills (more than 1L per month)
Idfc wealth . .
What's the reward rate, which platform for you use to pay cc bill with this DC? TIA!!
First, it is hard to get wealth account directly. Reward rate is 0.33% upto 50K and then flat 2.5% above it. So 1L payment will fetch you reward points 4000 valuing at Rs.1000 voucher meaning 1%.
Got it, so if I open a salary account, they might give wealth account? Also can I assume Credit Card bill payment thru sbipay website will fetch the reward points?
Yes, if you use SBI DC (physical DC reward rate is 0.25%)
No I mean with Idfc dc
Not sure about it, IDFC staff is not supportive in that regard.
Yes, using your IDFC card on Unipay will fetch you RPs. It credits in T+1 to T+5 days mostly but can take more time that this.
Check your txn between Apr 1 to Sep and see if you crossed 1 Lakh payment mark to receive this bonus. You can total normal points also in your rewardz statement and multiply that by 100.
Permanent bonus on per Lakh spend
Oh, it is showing me as a transaction of old date. So it got buried... 😅 I too have got it. Thanks.
For people who are facing the same issue, you'll have to email to membersupport@statebankrewardz.com with your transaction details and your dc's first 6 and last 4 digits. I got all my rewards points in one go after emailing them.
My only question is who do 4L worth of txns without getting RPs? People mostly do 2-3 small txn and check whether they are getting it. 🙄
I was told by the CS executive it takes a couple of months after opening the account for reward points to start getting credited, even the reward points earned during that buffer period. And anyway, I was maxing out my other dc's so I continued with sbi dc.
Oh! Okay. Then you will get it for sure in future. When I started using SBI acc. I wasn't looking at rewards for 1 years or so as DC usage was rare. Only in 2017, I came to know there were 2780 pts expiring via email and I was like, when and how did I earned it? Cames out that my brother used my card on shopping and these were accumulated for that.
got 3k points again
