SBI debit card only option to pay credit card bill and get reward

[Kamalraj]

Finally, 2025 showed from the beginning that this reward game is not going to run much anymore,

All websites apps dead or change mcc to 6012 for credit card payment through debit card

So Now only option we have HAARE KA SAHARA SBI Bank HUMARA

UPI ko promote karte karte Debit card ke L laga diye 😢

 

[varkey]

What's the reward rate for SBI Debit Cards?

 

[Kamalraj]

What's the reward rate for SBI Debit Cards?

0.25 on physical DC
And 0.50 virtual DC

Use on Sbiunipay

 

[the_collector]

I just opened sbi account, I've applied for the physical rupay debit while opening account and it's on the way.

Which vdc should I apply for ? Rupay, visa or master?

And do I need to keep both or only vdc is okay?

And lastly what is the max bill amount I can pay with the vdc ( monthly cap?)

 

[the_collector]

I just opened sbi account, I've applied for the physical rupay debit while opening account and it's on the way.

Which vdc should I apply for ? Rupay, visa or master?

And do I need to keep both or only vdc is okay?

And lastly what is the max bill amount I can pay with the vdc ( monthly cap?)

If it's a repetitive question, someone please send me the link to the appropriate thread where I can get my answers

TIA

 

[Kamalraj]

I just opened sbi account, I've applied for the physical rupay debit while opening account and it's on the way.

Which vdc should I apply for ? Rupay, visa or master?

And do I need to keep both or only vdc is okay?

And lastly what is the max bill amount I can pay with the vdc ( monthly cap?)

Visa rupay completely upon your choice,

Daily limit 50k vdc, no monthly cap

Reward points cap 10k month

 

[technoswan]

Virtual debit card didnt got me any rewards.
I did test CC bill payment through vDC on mobikwik. Sticking to my physical DC now.

 

[Shaktimaan V2.0]

Minimum txn amount for cashback is 200 rupees.

 

[technoswan]

Minimum txn amount for cashback is 200 rupees.

Hmm, that could be it. Thanks.
T&c showed max upto ₹1000.
Does it means if we do payment of 5k rewards will be capped at 10 points per transaction through vDC? Have anyone done more than ₹1000 transaction and checked reward for that transaction?

 

[Shaktimaan V2.0]

For 200 you will get 2+2 = 4 points
For 5000 = 50+50 = 100 points
50000 transaction limit per day = 500+500 = 1000(cap per transaction).
Max points cap for month - 10000. So, you can do 10 times 50k transaction to achieve 10000 points which is equal to 2500 rupees.
Birthday month half of the above calculation enough to achieve maximum points because of Birthday bonus.