My wife is holding salary account in sbi( account variant cgsp platinum variant, cgsp stands for central govt salary package wheras for pvt employees it is csp-silver/platinum etc, csp stands for corporate salary package) so basically there is difference in salary account variants/codes.For state government employees it starts with sgsp ( state government salary package)variant and so on. If anyone in this gp is from sbi bank, he / she can enlighten us further.