SBI Home loan keeps forgetting to update the CIBIL date

[professor]

SBI Home loan keeps forgetting to update the CIBIL date. Due to this my credit score is getting affected. any way to correct this from cibil or Experian score?

 

[Chaitanya_V]

What do you mean by forgetting to update CIBIL date? Are you saying not reporting to CIBIL every month? If so it will not impact credit score AFAIK.

 

[professor]

What do you mean by forgetting to update CIBIL date? Are you saying not reporting to CIBIL every month? If so it will not impact credit score AFAIK.

Okay. what i meant was that I have paid the emi every time within due date but in cibil enquiry it shows 29 days late/89 days late for some reason. any suggestions?

 

[Chaitanya_V]

Ok.Open a ticket with SBI with proofs that you paid EMIs on time and ask them to fix it.
From bureaus they will not make any changes unless it comes from bank, even if you dispute again they will ask you to check with bank.

 

[D₹V]

Yono?

Ok.Open a ticket with SBI with proofs that you paid EMIs on time and ask them to fix it.
From bureaus they will not make any changes unless it comes from bank, even if you dispute again they will ask you to check with bank.