SBI Limit Increase (Slider) Not working.

[Arkapal Sen]

I have sbi cb cc which is 3months old..applied from sprint with c2c basis..since i have a very old sbi account..it got easily approved with c2c..i applied as a teacher with 4.5LPA

now limit i got was 1.2L..now they offered me a limit of 3.6L

when m trying to increase the limit in sbicard website by logging in..they r saying..

We regret to inform you that based on your request vide Service Request Number 1XXXXXXXX32 for credit limit enhancement of your SBI Card Number XXXX18X2 cannot be processed due to internal policy. For more details log onto sbicard.com.

now what is the issue here??and how to fix the problem?

@Vasuki @SSV @HumorSimpson @Abhishek012 @vine @shivamk @PKMKB
aur jo jo hai help ploxx

 

[Arkapal Sen]

@6ix9ine tumhare 69 kar dunga..haslo but tips dedo saar

 

[sudheerreddy]

@6ix9ine tumhare 69 kar dunga..haslo but tips dedo saar

Bro your account is just 3 months old, i think because of this reason your request rejected.
Just wait for few more months.

 

[SSV]

I have sbi cb cc which is 3months old..applied from sprint with c2c basis..since i have a very old sbi account..it got easily approved with c2c..i applied as a teacher with 4.5LPA

now limit i got was 1.2L..now they offered me a limit of 3.6L

when m trying to increase the limit in sbicard website by logging in..they r saying..

We regret to inform you that based on your request vide Service Request Number 1XXXXXXXX32 for credit limit enhancement of your SBI Card Number XXXX18X2 cannot be processed due to internal policy. For more details log onto sbicard.com.

now what is the issue here??and how to fix the problem?

@Vasuki @SSV @HumorSimpson @Abhishek012 @vine @shivamk @PKMKB
aur jo jo hai help ploxx

It is not an issue per say..
You maxed out on CL as per SBI's policy mostly because of Over leverage issue..

1.2L for 4.5L ITR is a very liberal CL from SBI's side..

To solve this:

1). either increase your income
or
2) decrease your unsecured debt (ie. total Credit limit on all your CCs/ personal loans etc)..
or
3) Both


or

wait for another 3 months and try again.. as you are new to SBI Cards

 

[Arkapal Sen]

It is not an issue per say..
You maxed out on CL as per SBI's policy mostly because of Over leverage issue..

1.2L for 4.5L ITR is a very liberal CL from SBI's side..

To solve this:

1). either increase your income
or
2) decrease your unsecured debt (ie. total Credit limit on all your CCs/ personal loans etc)..
or
3) Both


or

wait for another 3 months and try again.. as you are new to SBI Cards

bro may i dm u..need some knowledge about cc

 

[RAMESH BABU N]

Today, I got approval from 2.2L to 3.2L limit on my SBI CashBack credit card.

Probably, this is my first ever limit increase. I rarely hold any credit card beyond 2-3 years. So, NEVER EVER bothered about Limit Increases/ Enhancements.

Not going to make any change whatsoever in my usage.

 

[SSV]

Today, I got approval from 2.2L to 3.2L limit on my SBI CashBack credit card.

At last!! , Congratulations 🎊

 

[QamarImam]

Ye SBI waale aam dikh k guthli khilate bhai 🤕
Same issue with me Whereas I’ve 1 year old card

 

[aniketkr.sharma]

Ye SBI waale aam dikh k guthli khilate bhai 🤕
Same issue with me Whereas I’ve 1 year old card

Right i am getting 9.3 lakhs of limit increase on my sbi cashback but as @Arkapal Sen is getting error, I am getting the same.

Though my limit on sbi cashback is 3.1 lacs, so i don’t mind there tactics

 

[Arkapal Sen]

Right i am getting 9.3 lakhs of limit increase on my sbi cashback but as @Arkapal Sen is getting error, I am getting the same.

Though my limit on sbi cashback is 3.1 lacs, so i don’t mind there tactics

they just shows that..but limit increase comes once every 6months..

 

[harsh_ujjwal]

Right i am getting 9.3 lakhs of limit increase on my sbi cashback but as @Arkapal Sen is getting error, I am getting the same.

Though my limit on sbi cashback is 3.1 lacs, so i don’t mind there tactics

I think this is not pre approved limit enhancement offer.

 

[RAMESH BABU N]

I think this is not pre approved limit enhancement offer.

These are only indicative, and not necessarily final, figures. Certainly NOT pre-approved. So, do not get carried away by those unrealistic figures. After application n their approval, what the user gets is only a fraction of those indicative figures.

 

[RAMESH BABU N]

In my case, it showed 9L. My existing limit was 2.2L. For the last 3 years, spent 2.5L each year.

Since, I knew their gimmicks, I opted for only 4L. But, got only 1L enhancement to 3.2L.

Since the card is giving good returns n is trouble free, I might continue using n retaining it - whether any further LE is there or not - even beyond it's expiry date - by renewal process - just like ICICI-Amazon card.

I usually close almost all my cards before they become due for renewal. So, never bothered about LEs. Only usefulness.