• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (Holi and Year End Offer Live Now)

Bhai details toh @desiviru or @6ix9ine hi bata sakte hay. I do not have that much energy and knowledge.

This is what I understand. Decoding two beneficial offers for TF members. Please let me know if I am wrong.
Do it at your own risk (the main risk is if SBI removes utility from their lifestyle category in between or in the future; last time, I saw it under their lifestyle category only).

Decoding SBI Rewardz Holi Ke Rang 2.0 & Women's Day Offer (March 1 to March 14, 2025) (Offer 1)
1. Utility (mcc 4900) txn comes under lifestyle category in SBI.
2. For the Holi offer (1-14 Mar), pay your CC bill in Unipay, Freecharge, etc., where you get MCC 4900 (not 4814) to avail yourself of the offer's benefits (many other MCC and merchants are allowed).
3. For men customers, pay Rs. 12,600/- to get the full benefits using VDC (if VDC bonus points do not come automatically, then pay an extra 6.2k/12.4k/other amount, depending on the situation) until you get 250 RP (reg+bonus). @donisback7
4. For women customers, pay Rs. 10,600/- to get full benefits using VDC (if the VDC bonus does not come, then pay again 5.2k/10.4k/other amount, again depending on the situation) until you get 210 RP (reg+bonus).
5. The total required amount (Rs. 12,600 or Rs. 10,600) can be paid in parts but must always be above Rs. 1000 to be considered under this offer.
6. Net reward rate for men = 2.5%, Women for women's day offer = 3.0%.
7. Milestone benefits are additional (up to 0.5%).
8. Max possible earning Rs. 376/- (~3.0%) for men (after paying 12,600) (RP= 126+126+1000+252), and Rs. 356/- (~3.4%) for women (after paying 10,600) (RP= 106+106+1000+212).
9. Please don't ask me for further explanation. I won't be able to. I am not Abhishek sir.

Decoding SBI End of Year Rewards (March 15 to March 31, 2025) (Offer 2)
1. Utility (mcc 4900) txn comes under lifestyle category in SBI.
2. For the end of year offer (15-31 Mar), pay your CC bill in Unipay, Freecharge, etc., where you get MCC 4900 (not 4814) to avail yourself of the offer's benefits (many other MCC and merchants are allowed).
3. For men customers, pay Rs. 12,600/- to get the full benefits using VDC (if VDC bonus points do not come automatically, then pay an extra 6.2k/12.4k/other amount, depending on the situation) until you get 250 RP (reg+bonus).
4. The total required amount (Rs. 12,600) can be paid in parts but must always be above Rs. 2000 to be considered under this offer.
5. Net reward rate for men = 2.5%, Women for women's day offer = 3.0%.
6. Milestone benefits are additional (up to 0.5%).
7. Max possible earning Rs. 376/- (~3.0%) (after paying 12,600) (RP= 126+126+1000+252).
8. Please don't ask me for further explanation. I won't be able to. Because I am not Abhishek sir.

In simple language, use your SBI Virtual Debit Card to pay Rs. 12,600 CC bill in SBI Unipay on or before March 14, 2025. Then, pay the same amount using the same card on the same platform between March 15 and March 31, 2025. You will get additional 2000 rewardz points (Rs. 500/-).

Both campaign points (1000 rp + 1000 rp) will be credited around 30th April 2025.
*I have edited my post (might edit further, if required).

@its_karan @surojitlaha @kuchbhi @cardio_guy @Mr. Bean @Aniket

Reference:
Done. Thank you 🙂
 
Oh no!!
You have changed the complete text
I paid 10k via phonepe
Now I have pay via Unipay 12600 again 😢
Looks like I have get a hold on myself and pay last day
If u can confirm that the mcc of ur txn in PhonePe is 4900 and not 4814 then u only need 2600 extra payment. High probability that ur txn was tagged as 4900 mcc in phonepe (still there is a risk, so removed phonepe altogether for better clarity). U can confirm it by calling rewardz customer care. 4814 is not eligible as per SBI mcc categorisation of eligible categories.
 
Also, there is a Tap and Pay campaign going on:


[COLOR=rgba(0, 0, 0, 0.87)]
[td]
TAP & PAY CAMPAIGN
[/td]
[td]
Terms & Conditions
[/td]
[td]
  • To increase adoption of Tap and Pay transactions using SBI Debit Card as per point structure in para no. 3 below.
  • The campaign will be valid for the period from 1st March 2025 (00:00 Hours) to 31st March 2025 (23:59 Hours) [“term”].
  • Customer who does a tap and pay transaction using SBI debit Card (Card Present) or through Google Pay / Samsung Wallet during the campaign period will earn 200 Bonus points with a minimum cumulative spends of Rs. 1,000 and at least 3 transactions. Bonus point will be provided over and above the regular points earned by the customer for the transaction.
  • Details of all excluded transactions can be found in Overview page of SBI Rewardz Web Portal and Mobile App.
  • Reward Points earned under offer will be credited by within 60 days of campaign end date.
  • Other Terms and Conditions of Bank’s Enterprise-Wide Loyalty Programme will be applicable as placed at Rewardz.sbi
  • SBI reserves the right, at any time, without prior notice and without assigning any reasons whatsoever, to add/ alter/ modify/ change or vary any or all of the Terms of the Campaign.
  • SBI reserves the right to continue, withdraw or extend the campaign for further period as decided by the Bank.
  • SBI reserves the right to disqualify the cardholders from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said offer or otherwise by the use of SBI Debit Card.
  • The Permissible limit for Tap & Pay transactions without using PIN in India is INR 5000. Your card PIN will not be required for these transactions. However, Tap & Pay transaction above INR 5000/- can be made using the debit card PIN.
[/td]
[/COLOR]
 
Also, there is a Tap and Pay campaign going on:


[COLOR=rgba(0, 0, 0, 0.87)]
[td]
TAP & PAY CAMPAIGN
[/td]
[td]
Terms & Conditions
[/td]
[td]
  • To increase adoption of Tap and Pay transactions using SBI Debit Card as per point structure in para no. 3 below.
  • The campaign will be valid for the period from 1st March 2025 (00:00 Hours) to 31st March 2025 (23:59 Hours) [“term”].
  • Customer who does a tap and pay transaction using SBI debit Card (Card Present) or through Google Pay / Samsung Wallet during the campaign period will earn 200 Bonus points with a minimum cumulative spends of Rs. 1,000 and at least 3 transactions. Bonus point will be provided over and above the regular points earned by the customer for the transaction.
  • Details of all excluded transactions can be found in Overview page of SBI Rewardz Web Portal and Mobile App.
  • Reward Points earned under offer will be credited by within 60 days of campaign end date.
  • Other Terms and Conditions of Bank’s Enterprise-Wide Loyalty Programme will be applicable as placed at Rewardz.sbi
  • SBI reserves the right, at any time, without prior notice and without assigning any reasons whatsoever, to add/ alter/ modify/ change or vary any or all of the Terms of the Campaign.
  • SBI reserves the right to continue, withdraw or extend the campaign for further period as decided by the Bank.
  • SBI reserves the right to disqualify the cardholders from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said offer or otherwise by the use of SBI Debit Card.
  • The Permissible limit for Tap & Pay transactions without using PIN in India is INR 5000. Your card PIN will not be required for these transactions. However, Tap & Pay transaction above INR 5000/- can be made using the debit card PIN.
[/td]
[/COLOR]
visa , MasterCard and physical rupay card will work
 
Back
Top