• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (New Campaign Added)

Apply For Lifetime Free IDFC First Credit Card
Reader mode
6ix9ine said:
It can take anything from 1-2 days to 30 days. Don't use SBI as your primary way to pay CC bills, you will be getting unnecessary headache.
Click to expand...
Credit card bill nahi pay kar rha hun loan payment kar rha hun
Abhigyan kumar said:
Bro agar mainai 50k Kai 2 transaction kiya lagatar. Pehla 50k ka bonus abhi credit nahi hua vdc sai. To agar mai abhi 50k phir spend karu to ye milestone trigger karega ya nahi? Agar hn to bonus credit pai milestone phirse trigger hoga?
Click to expand...
es pai apka advice?
 
Apply For LTF AU LIT Credit Card
Abhigyan kumar said:
Credit card bill nahi pay kar rha hun loan payment kar rha hun
Click to expand...
Accha

Abhigyan kumar said:
Bro agar mainai 50k Kai 2 transaction kiya lagatar. Pehla 50k ka bonus abhi credit nahi hua vdc sai. To agar mai abhi 50k phir spend karu to ye milestone trigger karega ya nahi?
Click to expand...
Karega, because 50K + 50K will hit 1L milestone officially.

Abhigyan kumar said:
Agar hn to bonus credit pai milestone phirse trigger hoga?
Click to expand...
Hona toh chahiye lekin pehle initial wale 50K ka wait karo.

//Edit: desiviru ki table dekho thoda clear hoga.
 
Last edited:
Abhigyan kumar said:
Bro agar mainai 50k Kai 2 transaction kiya lagatar. Pehla 50k ka bonus abhi credit nahi hua vdc sai. To agar mai abhi 50k phir spend karu to ye milestone trigger karega ya nahi? Agar hn to bonus credit pai milestone phirse trigger hoga?
Click to expand...
Mil jayenge bhai. Bas apne pts ka total kar lo jo bhi normal aur bonus hai SBI rewardz ki statement mein.

VDC pe hum 50K tab laga ke chalytey hai jab 500 Normal aur 500 bonus credit ho. Agar maan lo 500 bonus aaye hi naa toh kaha se milega 1L ka milestone wala. Jab tak earned pts 1000 nahi hotey normal+bonus milake tab tak nahi milta.

Ab jaise aapne 20K ki txn karni hai aur 10K x 2 karke. Agar maan lo first ke 100+100 aa gaye but second ke 100 hi aaye toh total pts 300. Now you need 700 more pts to trigger it and get. Also as @6ix9ine said, it is not a bug but official. Jab bhi earned pts 1000 honge tab yeh trigger hoga but milta next month hai aur kai baar next to next month like if your 1000 earned pts reached in Jan then you will get it in Feb 1-7 or March. Sometimes they credit all in one like I got 4000 pts in single txn for 2L payments as at that time bonus were coming without any problem.

Agar har month 10K ki txn kartey ho toh 5 months ke baad milega agar bonus bhi milta rehta hai. Toh yeh toh milna hi hai jab bhi total 1000 pts ho jaye. Bonus naa aaye toh bas physical card ki tarah purey 1L pe milega par milega jarur chahe late miley.

So zyada mat socho bas apne credit pts ki statement dekh lo aur total kar lo normal+bonus pts ka. Ek excel sheet bana lo ab.

Example: Now from this table you can see as 200 bonus of Dec not credited you have total 800 earned pts for 50K txn and need to either wait for bonus to credit or do another 10k txn to see if 100+100 comes to make it 1000. Then after getting it like in Feb you will get milestone benefit in March 1-7 or later than that. Remember if you get those 200 bonus by emailing/call and they manually credit it, it won't add to your total. So by doing 10K more and getting 100+100 you actually did 60K txns not 50K.

MonthTxn AmtNormalBonus
Nov50005050
Dec20000200Miley Ni
Jan25000250250
 
Last edited:
Apply For LTF HDFC Swiggy Credit Card
desiviru said:
Mil jayenge bhai. Bas apne pts ka total kar lo jo bhi normal aur bonus hai SBI rewardz ki statement mein.

VDC pe hum 50K tab laga ke chalytey hai jab 500 Normal aur 500 bonus credit ho. Agar maan lo 500 bonus aaye hi naa toh kaha se milega 1L ka milestone wala. Jab tak earned pts 1000 nahi hotey normal+bonus milake tab tak nahi milta.

Ab jaise aapne 20K ki txn karni hai aur 10K x 2 karke. Agar maan lo first ke 100+100 aa gaye but second ke 100 hi aaye toh total pts 300. Now you need 700 more pts to trigger it and get. Also as @6ix9ine said, it is not a bug but official. Jab bhi earned pts 1000 honge tab yeh trigger hoga but milta next month hai aur kai baar next to next month like if your 1000 earned pts reached in Jan then you will get it in Feb 1-7 or March. Sometimes they credit all in one like I got 4000 pts in single txn for 2L payments as at that time bonus were coming without any problem.

Agar har month 10K ki txn kartey ho toh 5 months ke baad milega agar bonus bhi milta rehta hai. Toh yeh toh milna hi hai jab bhi total 1000 pts ho jaye. Bonus naa aaye toh bas physical card ki tarah purey 1L pe milega par milega jarur chahe late miley.

So zyada mat socho bas apne credit pts ki statement dekh lo aur total kar lo normal+bonus pts ka. Ek excel sheet bana lo ab.

Example: Now from this table you can see as 200 bonus of Dec not credited you have total 800 earned pts for 50K txn and need to either wait for bonus to credit or do another 10k txn to see if 100+100 comes to make it 1000. Then after getting it like in Feb you will get milestone benefit in March 1-7 or later than that. Remember if you get those 200 bonus by emailing/call and they manually credit it, it won't add to your total. So by doing 10K more and getting 100+100 you actually did 60K txns not 50K.

MonthTxn AmtNormalBonus
Nov50005050
Dec20000200Miley Ni
Jan25000250250
Click to expand...
Thanks for this great explanation 🥰. Ek last question bonus bhi miljaye base bhi miljaye but milestone credit na honai par complain kar ke milestone points le sakte h?
 
Abhigyan kumar said:
Thanks for this great explanation 🥰. Ek last question bonus bhi miljaye base bhi miljaye but milestone credit na honai par complain kar ke milestone points le sakte h?
Click to expand...
No need to complain. Milega hi without email ya call. Itni tnsn ni lete. Apne aap aa jaatey hai pts bhi aur baki cheeze bhi. Naa bhi aaye toh hamara kya jayega? I have this rule of never reaching cc till 85 days.

Bhai, negativity is part of life but this much worry can destroy life and peace. So chill maar.

As I said milestone can come next month itself or even after 6 months but it always settles. You don't need to worry also agar padosi ke aa gaye aur aapke nahi. Haan agar wife padosi ki aa gayi par aapki nahi toh jarur chinta kar lena. Par agar wife hai hi nahi aur fir bhi chinta lagi hai toh bhagwan sabka bhala kare 🤣
 
sri222 said:
MCC 4814
PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore
Click to expand...
nh124001 said:
ye

s phonepe is allowing payment via debit card, but pata nahi mcc kya hoga!!??
Click to expand...
desiviru said:
Not installing PhonePe. Never used TPA and will not. 🤣

Anyway thanks for sharing but do they allow CC payment via DC? Being a non-user I am clueless.
Click to expand...
Sorry for late reply.
The merchant names menioned are for Credit card bill payment using SBI virtual Rupay debit card via Phonepe. MCC 4814 confirmed by SBI rewardz email customer support.
 
Last edited:
nh124001 said:
10000 par 60rs dikha raha tha
Click to expand...
So 0.6% extra. If someone don't get bonus all they will get is 100+400. So Rs.125 as reward and 60 extra paid. 0.65% only left. But if bonus comes you end up with 1.9%. For time being I have left SBI from many days now.

Will use between Feb 1-9 offer on setu though.
 
Reader mode
You must log in or register to reply here.
Back
Top