BhaiyaJi
TF Legend
IDFC is also pretty simple.
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SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (No Offer Live Now)
- Thread starter desiviru
- Start date
Agree. As I already told, SBI is only for time when you exhaust other cards. My IDFC is a 1.87% card while during campaigns we have got 2.5 to 3.5% with SBI VDC. So you or anyone else are free to use cards that give more benefits.
@6ix9ine bro, I never participated in any of these campaigns as I always used HDFC ESP DC. Now I want to use this offer. What I understood, using virtual card transaction of 6400/- is sufficient. Now I have this question to ask. I have Visa Virtual card and I vaguely remember some discussion happened somewhere about using non SBI DC option while using SBI Unipay website. What do you recommend? I use SBI DC option for my Visa virtual card or non-SBI DC option?
Both options take you to same payment page. There is no difference. I use my HDFC card by selecting SBI Card option yet payment goes through. Similarlly I pay with SBI VDC using other bank DC option. Choose whatever, it won't make difference to whether you receive bonus or not. I always mix up txns whenever bonus stop but at both options I missed for many txns. Reward Pts has nothing to do with what you choose on payment page at Unipay.
Yes 6400 is enough albeit you receive both 64 Normal + 64 Bonus Pts. If not then do more txns.
6ix9ine
TF Legend
Correct, that discussion was about Rupay Virtual. If you had Rupay Virtual, then choosing the non-SBI DC option would have been better.
Since you have Visa, you can choose either option. Both of them are the same anyways.
Main thing is to get 64 + 64. If you only get 64, you'll need to make another transaction of 6400 to maximize it.
@pinki @NShah can comment more since both of them are visa users.
pinki
TF Legend
Use SBI DC option , i already received 64+64.
finance_baba
TF Buzz
For Winter Carnival, is it cumulative minimum transaction of 1000 or single transaction needs to be done for 1000 or above?
Single txn should be above Rs.1000 totalling 6400 or more depending on whether you get bonus pts or not.
If bonus not received on one txn, next should be say 2000 more as who knows for 2nd one we get.
6400 next one at one go is ending things for once and all.
6ix9ine
TF Legend
In that case, we should just close the account 🤣If bonus not received on one txn, next should be say 2000 more as who knows for 2nd one we get.
Yes, that will be best thing to do to end 2024 on a high.
For that, login on website/mobile site/app and go to profile, the last option in side menu is Delete Profile (has been faded by Loylty). 🙂
P.S: Even I am thinking of closing down as have used all the points in all accs. Already txns with SBI are at lowest for me. 4 Millennia for 64K payments per month and 1 IDFC select acc. DC is enough for coming days. Having IDFC Classic DC also as after upgrade from Regular Savings they didn't closed the card. Both are functional.
finance_baba
TF Buzz
Getting this error while trying to pay through UniPay at payment gateway. 🥲
6ix9ine
TF Legend
Could be due to high volume on month end / month start.
Pikachu.
TF Premier
Year end thunderbolt by SBI.⚡️⚡️
its working now 😉
prathameshrk
TF Buzz
I did not receive bonus for Virtual DC, is it credited immediately? I used for 1st time. What to do?
6ix9ine
TF Legend
Generally, it does, but if you didn't get it then wait 15-16 days. If you still haven't received it, shoot them an email.
prathameshrk
TF Buzz
Update: Got it now...
prathameshrk
TF Buzz
worked for me. Paid 2 bills.