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SBI Rewardz: Accelerated Points Upto 5X*/10X* RP under Monthly Campaigns.

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6ix9ine said:
Let's start with the basics:

There are 2 types of debit cards in SBI: Physical and Virtual.

- The Physical card gives 1x points (0.25%).
- The Virtual card gives 2x points (0.50%).

Now, you made a payment of 6000, so you should get 60 points (1x base for virtual) + 60 points (1x bonus for virtual).

You’ve already received 60 points, but you’re missing the remaining 60 points. Message SBI Rewardz support. You can find their email on the SBI Rewardz website.

Note: You will always get the base points, whether it's a physical or virtual card. With the virtual card, bonus points are hit or miss.

This is the shortest, I can explain. Just letting you know, SBI DC reward system is slightly tough than others. I don't know why they have made it complicated, but it is what it is.
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Thanks for being polite to a new guy like me. I have emailed them and will read more abt pts on this thread and earlier posts so I don't bother people with my silly questions. Thankyou again brother.
 
Sobirvs said:
Hi, I did 6k amex payment via billdesk thru sbi rupay virtual card. I got 60 pts , trxn done on 21st dec. Am I eligible for any more pts? and do i need to do more trxns for more benefit? I am new to sbi virtual dc, and new to sbi rewards so request if you can help.
View attachment 78418
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Wait 7 working days, many times virtual bonus will credit within 7 bank working days.

for example - my 10th dec transaction, base points credited next day but virtual bonus credited on 16th december (but reward statement showing on back dates - 10th dec). If by chance not credited within 7 bank working days then send email to sbi rewardz support, they will credit the virtual bonus.

Sobirvs said:
Will they call me aswell. Thing is, it's my mothers acc. Just enquiring coz if yes, then I will have to explain my mom abt this silly thing lol

Also mom got email on her email by sbi with this , does this mean I get 5x pts?? And is 5x pts only for physical debit card(which is visa) or virtual rupay card too?


View attachment 78421
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Winter magic 5x reward points eligible for all cards - visa & RuPay card both but dnt know which MCC Codes are eligible yet.

Better to use Canara setu website or if you have huge CC bills then pay through all platforms. 🤣🤣
 
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Sobirvs said:
Thanks for being polite to a new guy like me. I have emailed them and will read more abt pts on this thread and earlier posts so I don't bother people with my silly questions. Thankyou again brother.
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No worries, you can refer to this post. Just ignore the numbers as they are not valid anymore since campaign is over.

6ix9ine

Post in thread 'SBI Rewardz: Accelerated Points Upto 5X*/10X* RP under Monthly Campaigns.'

sadhunath said:
Bhai 69, can you comment again on how should spend on VDC be structured? 10k or 16k?
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For a spend of ₹16600, you will earn:

- 1x (166) base points
- 1x (166) virtual bonus points
- 4x (664) accelerated points.

This totals to 996 points, which is equivalent to ₹249 or approximately 1.5% cashback on 16600.

For a spend of ₹10000, you will earn:

- 1x (100) base points
- 1x (100) virtual bonus points
- 4x (400) accelerated points

This totals to 600 points, which is equivalent to ₹150 or approximately 1.5% cashback on 10000.

The base points...
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Abhishek012 said:
Wait 7 working days, many times virtual bonus will credit within 7 bank working days.

for example - my 10th dec transaction, base points credited next day but virtual bonus credited on 16th december (but reward statement showing on back dates - 10th dec). If by chance not credited within 7 bank working days then send email to sbi rewardz support, they will credit the virtual bonus.


Winter magic 5x reward points eligible for all cards - visa & RuPay card both but dnt know which MCC Codes are eligible yet.

Better to use Canara setu website or if you have huge CC bills then pay through all platforms. 🤣🤣
Click to expand...
I have already emailed. And abt winter magic, email says nothing, there is no body in that email with any info for some reason. It doesn't even say winter magic campaign dates like from when to when. However I found this on insta , it's a october post 1735230075001.webp

1735229930391.webp
 
6ix9ine said:
No worries, you can refer to this post. Just ignore the numbers as they are not valid anymore since campaign is over.

6ix9ine

Post in thread 'SBI Rewardz: Accelerated Points Upto 5X*/10X* RP under Monthly Campaigns.'

sadhunath said:
Bhai 69, can you comment again on how should spend on VDC be structured? 10k or 16k?
Click to expand...
For a spend of ₹16600, you will earn:

- 1x (166) base points
- 1x (166) virtual bonus points
- 4x (664) accelerated points.

This totals to 996 points, which is equivalent to ₹249 or approximately 1.5% cashback on 16600.

For a spend of ₹10000, you will earn:

- 1x (100) base points
- 1x (100) virtual bonus points
- 4x (400) accelerated points

This totals to 600 points, which is equivalent to ₹150 or approximately 1.5% cashback on 10000.

The base points...
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Click to expand...

Thanks for such informative post. One question, I have IDFC Wealth and I do lakhs of trxns (can be on an average b/w 50k to 3L monthly for credit card payments, sometimes even 5L but rarely), so How do I structure my spending? on sbi virtual or on idfc or both?
 
Sobirvs said:
Thanks for such informative post. One question, I have IDFC Wealth and I do lakhs of trxns (can be on an average b/w 50k to 3L monthly for credit card payments, sometimes even 5L but rarely), so How do I structure my spending? on sbi virtual or on idfc or both?
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No idea about IDFC, @desiviru has IDFC. He can help you out, as far as I remember, there are few threads for it already. @Aniket also has IDFC
 
6ix9ine said:
No idea about IDFC, @desiviru has IDFC. He can help you out, as far as I remember, there are few threads for it already. @Aniket also has IDFC
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Now it's @HumorSimpson turn. I have explained almost everything thing to him on his Select journey. 👀

He will help him. But firstly I suggest to go with the first reward website and then mostly all his questions will get answered from the web only after making some calculations.
 
6ix9ine said:
No idea about IDFC, @desiviru has IDFC. He can help you out, as far as I remember, there are few threads for it already. @Aniket also has IDFC
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I did some math, for a 17k payment via idfc wealth dc, we get 114 rs. So SBI is clearly a winner here. but if the trxn is more than 50k then idfc wins hands down coz it gives 10x pts. Now needs to know, Lets say I want to do 2 payments of like 53k and 17k, do we do 53k via idfc and 17k via sbi or does doing 17k payment also will incurr 10x pts coz in a month we did more than 50k anyways with 53k payment.

me rn :

1735230910622.webp
 
pinki said:
@6ix9ine bro ye 10k ke liye kitne points milenge wese 🙂

And han piliz lal siyahi se likhna 🙂
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10K virtual se kiya? I'm assuming tumhe sab milega kyuki pehle bhi milta aaya hai 😂

So, 100 (1x base) + 100 (1x virtual) + 400 (base ka 4x) + 100 (virtual ka 4x but sirf 100 hi kyuki maximum limit 500)

Toh total points = 700, which is like ₹175

1.75% kama liye, reeech pinki 😈
 
Sobirvs said:
I did some math, for a 17k payment via idfc wealth dc, we get 114 rs. So SBI is clearly a winner here. but if the trxn is more than 50k then idfc wins hands down coz it gives 10x pts. Now needs to know, Lets say I want to do 2 payments of like 53k and 17k, do we do 53k via idfc and 17k via sbi or does doing 17k payment also will incurr 10x pts coz in a month we did more than 50k anyways with 53k payment.

me rn :

View attachment 78428
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SBI also has milestone benefits, with 50K (virtual DC) payment you get 1000 points extra which is like free 250

Pen, copy leke baitho 😂
 
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