pinki
TF Legend
Nhi mila bro 😢
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SBI Rewardz: Upto 5X*/10X* RP under October Carnival Campaign
Abhishek012
TF Pioneer
Dnt know but ARFAIK, SBI Virtual card generate on bank working hours. Try tomorrow bank working hours.
Abhishek012
TF Pioneer
RuPay is SBI's core network partner.
In the annual report, when so many Visa cards are issued by SBI, RuPay take strict action against SBI.
However, this isn’t about favoring RuPay. The point is that banks that have Visa or Mastercard as core network partners also follow similar practices.
Otherwise, what would be the purpose of card networks entering into agreements with banks? 🤣🤣
RBI has only prohibited agreements in the case of credit cards. For debit cards, agreements with card networks are still in place.
Anyway, everyone here is just a salaried employee; no one really understands business. There’s no point in telling anyone.
@meumangarora
Pikachu.
TF Premier
Nahi mila bhai. 😐
Sept. mein maine mobikwik se pay kiye the bills, I think that's why.
Par un txns. ke liye normal aur bonus pts. mile the, toh accelerated bhi milne chahiye na!?
I can confirm this...I tested it every month for small values...
If you pay through Mobikwik, you will not get any Reward point...
on 23th Nov, I made payment of Rs, 35000 through Canara Setu and Rs. 658 through mobikwik
I got Reward fro 35000 on 25th Nov...and as expected for mobiquik no Reward...This is my failure for 3 month in row
But I got 1% cashback in mobikwik, hence, I am ok with my loss in SBI..
6ix9ine
TF Legend
Haha, bhai won wali koi baat nhi hai, it was just a calculative assumption. There were only 2 possibilities.
- You took one
- I took another one
Coming to thread, SBI has gone bonkers honestly. This is just too good to be true, especially with the huge limits. It’s so underrated, and I really hope SBI continues running these campaigns since the calculations make it more fun. Normies will not understand what's going on 😂
So, virtual DC is way ahead of physical DC.
Btw, regarding the 1st and 3rd account: let's focus on 3rd account since the value is small.
For your first transaction of ₹2640 (≈ ₹2600 as SBI consider that only), you should have received:
- 26 (normal)
- 26 (bonus)
- 104 (normal 4x)
- 104 (bonus 4x)
This totals to 260 points
Which would give you ₹65 (260 × 0.25), effectively a 2.5% cashback. Right?
Take your time to double-check. I feel like something isn’t adding up here 🤔
Or you intentionally left that out in 1st & 3rd account, so you could explain it in 4th account?
yes, calculation in 3rd account is not matching
6ix9ine
TF Legend
Accelerated points sirf correct MCC par hi milega 😥 MobiKwik ka wallet mcc hai...
Pikachu.
TF Premier
Chalo koi na, aage se dhyan rakhenge as everything is now clear.
Abhi toh Oct. ke baki hai. Wo unipay aur setu se kiye the.
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Maybe because for that bonus pts were credited late around 6-7 days so may not be tracked on time. lol Can't figure out the reason but assumed it so. Thanks that you pointed out because I didn't give much attention as to why for first and second txn extra 4X not credited for VDC.
But somehow they completed 1000 which is enough. Even in first account it seems they credited 816 and 184 for same txn itself of 20400 but as they can't add 816 more for first due to max. they credited it rest as 184 and for other txns 0.
But most of it is clear that Normal + VDC pts both are considered for accelerated pts. So we will keep that in mind in future but problem is now VDC bonus isn't coming. My two days ago txn has also fecthed normal pts only and no bonus. So lets see how things work out.
Bro, I already mentioned this that you need to check statement. By 11:30 PM or midnight these pts will be added to total. This is normal with SBI. Most of my pts come in statement but total updates at midnight. Today in 2 accs total updated while other two not. So I always rely on statement and check manually on website.
Regarding your query on first and third acc. it seems, they credited 816 and 184 for first txn only of 20400. Rest all no pts as per TnC.
Third acc. is really confusing me as I double checked and these are same as I wrote. I am currently matching with statement and n fault at my end but points are credited in same pattern.
So we can only assume that bonus pts 4X not tracked due to delay in credit. There were a failed txn of Rs.1000 at No.3 which also hasn't received anything though 10+10 were credited.
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6ix9ine
TF Legend
Yes, I actually read your post later on as it was comprehensive so, thought to reply after dinner 😂
6ix9ine
TF Legend
Interesting, no worries bhai. It's all good. I did some small payments using virtual DC in October. Things will be more cleared.
Yeah in October I have every possible angle covered from small to large txn upto 25K max. But atleast Sept campaign has told that we can expect more than we were looking for. For 16600 txn on non birthday accounts I did, 166+166 already there and 664+664 will be bonused out. at 4X.
Also on bday account in Oct I played safe and I maxed out on 2500 pts (1250+1250) with 1.25L txn thinking 5K pts will come at 4X (1250x4) will be credited and then 2500 bday bonus already credited totalling 10K monthly max. but it seems now this acc. will also receive 7500 accelrated instead on 5K pts only because bday pts are part of 10K limit. If still they credit 10K as accelerated, it will be clear that they have their own spot and are not part of monthly 10k limits. So October pts will clear out most of things.
Yono method didn't found but
Just enabled Auto Sweep With 1 Crore threshold limit (to avoid sweep)
And tried now I have successfully generated my VDC . 😀. THANK ALL
surojitlaha
TF Premier
Don't worry bro.
Just visit your nearest branch and ask them to convert your account to regular savings account. It will be done with half an hour depending on your branch. Once done, you can be able to generate your virtual debit card.
Maine bhi ye issue face Kiya tha, aise hi solution nikla tha
Regular account name:- REGULAR SB CHQ-INDIVIDUALS/REGULAR SB NON CHQ-INDIVIDUALS
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Already generated VDC ,see my comment above