SBI Unipay not allowing CC payment

[Ank!t]

From last 3 days I've tried to pay my SBI cc bill of 18.5k through HDFC Billpay. But it is not going through and twice amount stuck for 3 days.
Now today I tried to pay it through SBI Unipay, but it shows somthing like permissible payment limit. This is new to me and I've to pay any how today to clear it before due date. I've HDFC Platinum and Millennia dc. Suggest other ways to get minimum 1% reward rate.

 

[insight]

Try new Website for CC bill payment using debit card (Canara bank official website) -

Im not 100% sure but MCC - 4900 Utility, Try Rs100 payment and ask your bank your transaction MCC Code.

Pay bills

I dont have Canara Bank account yet. How can I still use it?

Even via Airtel app it has refunded after a while. It seems like the amount being larger is why SBI is rejecting? Cant be sure.

What is the MCC thing have to do here?

 

[insight]

Okay Thanks for all your inputs.

This was such a cluster F.

After multiple attempts to pay via PZ & Airtel last few days I gave up.

Today I tried piece by piece method suggested by @Abhishek012 using
1000 x 5 - via Airtel App. Then it stopped me as not allowing to retrieve bill more times. I dont want it but automated bull.
Then there was 3011 outstanding balance remaining from the 8011.

So paid that via Canara Bank portal that was suggested by him.

Success.

Now the drama of whether anymore can be paid or received or rejected by SBI.

SBI keeps sharing 16k amount and given after the refunds outstanding is 8k.

But the bloody apps & bill retreival auto pull and sticks to 16k - which SBI apparently is not allowing me to pay.

This must be the issue and I will try to see if and how much more I can pay to SBI to see where this experiment breaks & blocks.

PS: Tried to put another 1000 Rs after paying the Outstanding balance and it fails at Canara Bank BBPay.

It has to do with SBI idiots blocking anything more than Outstanding Balance, while still feeding us the Bill Due amount repeatedly.

 

[insight]

From last 3 days I've tried to pay my SBI cc bill of 18.5k through HDFC Billpay. But it is not going through and twice amount stuck for 3 days.
Now today I tried to pay it through SBI Unipay, but it shows somthing like permissible payment limit. This is new to me and I've to pay any how today to clear it before due date. I've HDFC Platinum and Millennia dc. Suggest other ways to get minimum 1% reward rate.

Try my ways.. small pieces but see the logic of why its blocking is detailed.

Not sure if same applies to your case.

Whats your Bill Amt and whats current outstanding?

 

[insight]

Try new Website for CC bill payment using debit card (Canara bank official website) -

Im not 100% sure but MCC - 4900 Utility, Try Rs100 payment and ask your bank your transaction MCC Code.

Pay bills

Thanks bro @Abhishek012

So thanks for the Airtel App & Canara site suggestions. Can you please/ name other such BBPS options for future use?

Whats funny is its likely SBI rejecting it but not even acknowledging it as an attempted transaction while PZ and these vendors cant give clear data on whats causing all this.

 

[DaDarkkNight]

What is mcc code and category for cc bill payment in sbi unipay on mastercard network (for RBL enterprise on mastercard network)
Rbl cc is not helping here

 

[BeingIncog]

What is mcc code and category for cc bill payment in sbi unipay on mastercard network (for RBL enterprise on mastercard network)
Rbl cc is not helping here

same as visa

 

[Abhishek012]

What is mcc code and category for cc bill payment in sbi unipay on mastercard network (for RBL enterprise on mastercard network)
Rbl cc is not helping here

I think same Utility MCC

 

[DaDarkkNight]

I think same Utility MCC

I didn't get any payment stuck issues with sbi unipay, used this platform for first time today.
Paid amex cc bill in parts , first 100, then 10,000 and now 20k still remaining to be paid.
Payment immediately reflected at amex as I got confirmation sms from them for payment recieved.

Contrary to the people's opinion here, even I am able to do partial payments multiple times, whereas the bill was 31k.

Just hoping the mcc code is 4812 utility only, as I am eyeing for RBL enterprise 1000 cb on utility payments. But it's on mastercard network, even called rbl customer care, they can't even tell the mcc.

Any trick for flight mcc as well? As it gives 5%cb on flight bookings

 

[Abhishek012]

I didn't get any payment stuck issues with sbi unipay, used this platform for first time today.
Paid amex cc bill in parts , first 100, then 10,000 and now 20k still remaining to be paid.
Payment immediately reflected at amex as I got confirmation sms from them for payment recieved.

Contrary to the people's opinion here, even I am able to do partial payments multiple times, whereas the bill was 31k.

Just hoping the mcc code is 4812 utility only, as I am eyeing for RBL enterprise 1000 cb on utility payments. But it's on mastercard network, even called rbl customer care, they can't even tell the mcc.

Any trick for flight mcc as well? As it gives 5%cb on flight bookings

Wait 2-3 days, once your trxn settled. Call RBL bank and ask.

 

[Abhishek012]

Any trick for flight mcc as well? As it gives 5%cb on flight bookings

@VISHESH_BANSAL batayega .

 

[DaDarkkNight]

@VISHESH_BANSAL batayega .

Batao bhai Paytm,Flipkart etc kaha se bill pay krne mein flight mcc wala chance h?

 

[VISHESH_BANSAL]

@VISHESH_BANSAL batayega .

 

[VISHESH_BANSAL]

Batao bhai Paytm,Flipkart etc kaha se bill pay krne mein flight mcc wala chance h?

No Answer to Invalid Questions🤣

Yha Utility khatre m hai tumko Flight MCC chayie🤣

 

[DaDarkkNight]

No Answer to Invalid Questions🤣

Yha Utility khatre m hai tumko Flight MCC chayie🤣

Telecom bhi tha, par kisine nhi bataya, sabne bola bas utility 1k cb hi h

 

[Md Kaif]

Pay through Airtel app na, all BBPS banks available.

What would be the MCC of the payment done through Airtel app?

Getting the same error as reported by others while trying to pay through UNIPAY this month

 

[msankadi]

Now working.

Today i paid through BBPS on SBI Card bill successfully.

What is this bbps that everyone keeps typing... Someone please enlighten

 

[Abhishek012]

What is this bbps that everyone keeps typing... Someone please enlighten

BBPS is UPI of Bill payment system in India.

Bharat Bill Payment System (BBPS) is an integrated bill payment system in India offering interoperable and accessible bill payment service to customers through a network of agents of registered member as Agent Institutions (AI), enabling multiple payment modes, and providing instant confirmation of payment.

By the way BBPS is now called "NPCI Bharat BillPay Limited (NBBL)". NBBL is also "for-Profit" company.

NBBL is now separate company from NPCI and has a different CEO.

 

[Md Kaif]

What would be the MCC of the payment done through Airtel app?

Getting the same error as reported by others while trying to pay through UNIPAY this month

Does anyone know the MCC for credit card payment through the Airtel app?

Merchant name is coming as "Bharti Airtel Ltd"

 

[350modena]

Paid hdfc cc via SBI unipay to try first time 3 days ago (₹100). Transaction was successful however amount not settled to card yet.

Waiting.

 

[BeingIncog]

Paid hdfc cc via SBI unipay to try first time 3 days ago (₹100). Transaction was successful however amount not settled to card yet.

Waiting.

Should have been settled yesterday...