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SBI Virtual DC Rewards - Query & Discussion

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raghumahajan

raghumahajan

TF Premier
I applied to SBI VDC in my birthday month. I have the following queries:

  1. I already had physical DC, will I get an activation bonus?
  2. Using VDC, do I get per 100 spend/payment 1 reward (0.25%), 1 VDC bonus (0.25%), 1 birthday bonus (0.25%) = total 3 reward points (0.75%)?
  3. Which all count towards the overall capping of 10000 reward points? In short, i want to know how much I should spend in a month.
  4. 1000 Points per lakh spent will be counted towards 10000 capping?
  5. Activation bonus 1000 Points per lakh spends?
P.s i tried multiple threads, but could find the original thread that explains well.

Solution: https://www.technofino.in/community...c-rewards-query-discussion.39825/post-1013409
 
Last edited:
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Checked this thread already?

D

Thread 'SBI has finally updated reward FAQs'

SBI (or their reward partner) has finally updated reward FAQs:

I am sharing only points that matters. All SBI Debit Cards are eligible to earn 1RP per 100 with min. of Rs.200 for 2 RP and its multiples with no exclusions as Govt txns will also earn RPs except IOCL Debit card which has more RPs on IOCL branded fuel stations but still eligible for these rewards as normal.

Virtual DC also eligible for same structure.

Till now I haven't seen any txn which hasn't provied RPs. But reward rate is 0.25% only and as a bonus for birthday month (Month in DOB registered for Primary...
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AI answers
As per Grok:

Final Answers​

  1. Activation Bonus: No, not for an existing physical DC.
  2. VDC Points per ₹100: 2 points normally, 4 points in birthday month (not 3).
  3. What Counts Toward 10,000 Cap: All points (standard, birthday bonus, and likely activation bonus if earned in the month).
  4. 1,000 Points per Lakh Toward Cap: Yes.
  5. Activation Bonus towards cap: likely
  6. Spending to Hit 10,000 Points:
    • Non-Birthday: ₹10,00,000 (physical DC) or ₹5,00,000 (VDC).
    • Birthday: ₹5,00,000 (physical DC) or ₹2,50,000 (VDC).

Members please upvote / downvote
 
Last edited:
raghumahajan said:
As per Grok:

Final Answers​

  1. Activation Bonus: No, not for an existing physical DC.
  2. VDC Points per ₹100: 2 points normally, 4 points in birthday month (not 3).
  3. What Counts Toward 10,000 Cap: All points (standard, birthday bonus, and likely activation bonus if earned in the month).
  4. 1,000 Points per Lakh Toward Cap: Yes.
  5. Activation Bonus towards cap: likely
  6. Spending to Hit 10,000 Points:
    • Non-Birthday: ₹10,00,000 (physical DC) or ₹5,00,000 (VDC).
    • Birthday: ₹5,00,000 (physical DC) or ₹2,50,000 (VDC).

Members please upvote / downvote
Click to expand...
Instead of using AI, start learning the basics of SBI DC points. By the looks of it, it will take 2-3 posts to explain your queries and you won't understand few of them due to lack of understanding. There are multiple threads in TF, just go through them.
 
6ix9ine said:
Instead of using AI, start learning the basics of SBI DC points. By the looks of it, it will take 2-3 posts to explain your queries and you won't understand few of them due to lack of understanding. There are multiple threads in TF, just go through them.
Click to expand...
Instead of criticizing, answer.
The forum here is to answer. I know most of the answers. But still getting verified from members, that's what we can a community. You may be TF legend, but it doesn't mean you know everything.
 
raghumahajan said:
Instead of criticizing, answer.
The forum here is to answer. I know most of the answers. But still getting verified from members, that's what we can a community.
Click to expand...
Then you should have written same in your initial post and let other members verify your answers. Instead you take help of Grok that mean you believe more on AI not on this community.
 
panu24 said:
Then you should have written same in your initial post and let other members verify your answers. Instead you take help of Grok that mean you believe more on AI not on this community.
Click to expand...
If you have read whole AI answer, there is a request to members to verify that answers.
Being a tech person, I would love to see how AI is responding, so shared responses from that here too. That does not have to do anything with trust.

There is a new saying in our field: "Don't fear AI, work with AI"
 
Last edited:
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Imp answers
raghumahajan said:
I already had physical DC, will I get an activation bonus?
Click to expand...
Within first 2 months only.
raghumahajan said:
Using VDC, do I get per 100 spend/payment 1 reward (0.25%), 1 VDC bonus (0.25%), 1 birthday bonus (0.25%) = total 3 reward points (0.75%)?
Click to expand...
Earn 2 points per 200
Extra 2 points per 200 milestone
Another 2 points for birthday. Total 1.5%

raghumahajan said:
Which all count towards the overall capping of 10000 reward points?
Click to expand...
Birthday and regular spends
raghumahajan said:
1000 Points per lakh spent will be counted towards 10000 capping
Click to expand...
No
raghumahajan said:
Activation bonus 1000 Points per lakh spends?
Click to expand...
What do you mean?
 
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I haven't received milestone points of 1 lakhs spends via sbi vdc in March
Kindly guide what steps should I take next
I used freecharge for it
 
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