Issue Resolved SBI Virtual DC Rewards - Query & Discussion

[raghumahajan]

As per Grok:

Final Answers​

1. Activation Bonus: No, not for an existing physical DC.
2. VDC Points per ₹100: 2 points normally, 4 points in birthday month (not 3).
3. What Counts Toward 10,000 Cap: All points (standard, birthday bonus, and likely activation bonus if earned in the month).
4. 1,000 Points per Lakh Toward Cap: Yes.
5. Activation Bonus towards cap: likely
6. Spending to Hit 10,000 Points:
   • Non-Birthday: ₹10,00,000 (physical DC) or ₹5,00,000 (VDC).
   • Birthday: ₹5,00,000 (physical DC) or ₹2,50,000 (VDC).

Members please upvote / downvote

 

[Raavan]

I already had physical DC, will I get an activation bonus?

Within first 2 months only.

Using VDC, do I get per 100 spend/payment 1 reward (0.25%), 1 VDC bonus (0.25%), 1 birthday bonus (0.25%) = total 3 reward points (0.75%)?

Earn 2 points per 200
Extra 2 points per 200 milestone
Another 2 points for birthday. Total 1.5%

Which all count towards the overall capping of 10000 reward points?

Birthday and regular spends

1000 Points per lakh spent will be counted towards 10000 capping

No

Activation bonus 1000 Points per lakh spends?

What do you mean?