SC Easemytrip vs Axis Atlas

[Shubham330]

I am alredy holding SC easemytrip credit card. But bit confused shall I go ahed and take Axis atlas card?

I'm not a frequent traveler. Probably 1 international trip and 1 domestic trip of 2 person.

Will I be able o recover joining fees of Axis atlas and make some profit as well beyond that considering i'll stay in silver tier as my spends will not be that much?

Looking for this as all SCB Easemytrip discounts are valid once per month. The card doesn't helps in case of multiple bookings in same month.

 

[Pissant]

Check the card reward ratio it's same as atlas but with better benfits, in atlas you dont get fuel reward accelerated rewards are only in travel booking in edge or direct of airlines where they are hit or miss on accelerated rewards for direct booking. You can't accelerate edge miles in any vouchers etc. Just go through again in of both cards you will know what to do.

huh? he will barely get 1% in Indian oil voucher

 

[bing1309]

But atlas is for travel. SC emt vs axis atlas clearly state it for travel.

With iocl premium accelerated rewards only on fuel. Not on all Transaction. On international/domestic travels what you gonna Fuel up? Aeroplane?

You understood what I said or simply because I said iocl premium card you are seeing something else like for name or card spec of travel vs fuel?

 

[Pissant]

You understood what I said or simply because I said iocl premium card you are seeing something else like for name or card spec of travel vs fuel?

you get 1 mile per 150 spend. Which is equal to 1 inr in fuel and 0.5 inr in air miles. He will get 0.6% return LOL

 

[Shubham330]

You understood what I said or simply because I said iocl premium card you are seeing something else like for name or card spec of travel vs fuel?

As this thred is about sc emt vs atlas
so clearly asking for travel specific spends

to Clarify

Iocl premier gives
6 miles/150₹ on fuel @ iocl
1 miles/150₹ on other except exclusion

Atlas gives
5 miles/100 on travel spends
2 miles/100 ok other.


So consider you done a trip where your total expense is 2lakh (1 lakh on travel + 1lakh on other+ 0 on fuel)
You will earn 1333 miles on Indian oil premier
And 7000 point on atlas + milestone benefits if spend cross 3.5L

So how iocl is beneficial?

 

[Pissant]

both wrong. 1 mile per 150. And the conversion ratio is much worse on indian oil. 2:1 instead of 1:2.

 

[SonyTom]

Why dont you look at Regalia gold?

In course of time, you will get DCB and then Infinia.
You can do your flight and hotel bookings via Smartbuy.

Forex markup- 2%

I have SC EMT card. Its a useless card. Other websites give similar or even better benefits without any credit card.

 

[bing1309]

both wrong. 1 mile per 150. And the conversion ratio is much worse on indian oil. 2:1 instead of 1:2.

If conversation ratio is 2:1 then it's worst iocl premium card under miles category cannot competent to atlas

 

[Shubham330]

Why dont you look at Regalia gold?

In course of time, you will get DCB and then Infinia.
You can do your flight and hotel bookings via Smartbuy.

Forex markup- 2%

I have SC EMT card. Its a useless card. Other websites give similar or even better benefits without any credit card.

Thanks for clearing sc emt related thing. wanted scb smart cc anyway will upgrade to that.

For regelia. Have swiggy. So difficult to get core card after having co branded.

Need to go long way by closing swiggy card , then procure regelia and then again get swiggy. Don't want to loose swiggy

 

[SonyTom]

Thanks for clearing sc emt related thing. wanted scb smart cc anyway will upgrade to that.

For regelia. Have swiggy. So difficult to get core card after having co branded.

Need to go long way by closing swiggy card , then procure regelia and then again get swiggy. Don't want to loose swiggy

I have smart too. Its a good card. But only issue is to redeem cashback, one has to accumulate till 2500 . You may be able to get snart by the ₹1 deduction method of verification on SC website.

I got EMT in this way. I keep EMT just for the priority pass.

Why dont you try to apply for regalia gold via branch. You may get it even if you have swiggy card. Getting it LTF is difficult. But with your spends, you will easily achieve fee waiver.

 

[SonyTom]

For domestic flight booking on indigo website (also on MMT), payment can be made with amazon pay balance.
This amazon pay balance can be accumulated with Amazon Gift Cards bought with Millenia credit card (at 5% discount) SBI cashback credit card (at 5% discount)or Amex (at 4-6% discount depending on usage of MR points).

The best way to buy Amazon gift card is obviously.

 

[Shubham330]

I have smart too. Its a good card. But only issue is to redeem cashback, one has to accumulate till 2500 . You may be able to get snart by the ₹1 deduction method of verification on SC website.

I got EMT in this way. I keep EMT just for the priority pass.

Why dont you try to apply for regalia gold via branch. You may get it even if you have swiggy card. Getting it LTF is difficult. But with your spends, you will easily achieve fee waiver.

@SonyTom So you had smart first then you got emt?

I got emt just last month but the 1 rupee deduction is not working for me. It says Transaction failed. Looks like some cooldown is there after new card. Any idea on that?

For regelia tried from branch only. The executive asked to close swiggy first. I was eligible for LTF regelia

 

[SonyTom]

So you had smart first then you got emt?

Yes.

Looks like some cooldown is there after new card.

Not sure. I applied after 3 months. Generally thats the cooldown for most banks.

For regelia tried from branch only. The executive asked to close swiggy first. I was eligible for LTF regelia

Alright. Then difficult. Can try emailing PNO. Sometimes they may let you have it.

How did you understand that you were eligible for Regalia Gold LTF? Were you getting emails mentioning it?

 

[Wealth is my birth right!]

Nice topic Axis Bank iocl vs Standard Chartered emt
But one should have magnus card to get the Edge Rewards 5:4 then only iocl game will get change

 

[Shubham330]

Yes.

Ok the. I need to check whether i can avail smart on top of emt.

Not sure. I applied after 3 months. Generally thats the cooldown for most banks.

Yup looks like the same. On other thread someone mentioned 3 months cooldown for standard chartered as well so will try after 3 months then.

Alright. Then difficult. Can try emailing PNO. Sometimes they may let you have it.

How did you understand that you were eligible for Regalia Gold LTF? Were you getting emails mentioning it?

The city head logged my applications so before proceeding he called me and told that. And criteria is also pretty simple. If your inhand is more than 1.5L and below 3L and your organization is listed then regelia, if salary between 99k to 1.5L them millenia and below that moneyback.

And dropped mail to grivence reddressal. They were giving me Regelia by splitting limit but paid one so i declined.

Will try for regelia again once get hands on sbi cashback.. will close swiggy one. Procure regelia and get swiggy again. I have to wait for one cooldown of 6 months there but meantime i can use sbi cashback then. Plan sounds good?

 

[SonyTom]

For the time being its ok. But for a person having travel spends like you, a card which accumulates reward points which can be converted to flight tickets or hotel stays would be better in the long run than a cashback card which gives returns of maximum 5%

 

[Shubham330]

For the time being its ok. But for a person having travel spends like you, a card which accumulates reward points which can be converted to flight tickets or hotel stays would be better in the long run than a cashback card which gives returns of maximum 5%

Yup. And thanks for scb help.

And for sure will get ltf hdfc core card. Then it can be anything. Will keep upgrading till infinia on LTF basis