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SC Platinum Rewards card approved without document within 6 hours.

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Patil007

Patil007

TF Legend
😍

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did 🙂.

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details 😍

Hope it is LTF after spending Rs. 500 within 30 days 😅
 
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Applied yesterday morning, got a verification call then received v-kyc link, after doing v-kyc, got sms on card number. Today morning received temporary id and password to login to mobile banking, waiting for card dispatch sms.
 
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@pprakash11 @Patil007 @prc1990 @AsB
I have SC Smart Card already & applied online by selecting Yes as existing customer on 20th March by Rs 2 deducted from my existing SC CC. (No hit on my CIBIL)
Today received Virtual CC. Just for the confirmation, I called Cust Care about it LTF Status & Joining/Annual Fees. She Said that its a chargeable card only with annual spend criteria of Rs 60000 to waive annual chgs. I told her about their website but she was so adamant on the her own information.
So I need to know from you guys that how you got the confirmation about Zero Joining/Annual Fees over Call or Email or how?

Thanks
 
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Jatin1987 said:
@pprakash11 @Patil007 @prc1990 @AsB
I have SC Smart Card already & applied online by selecting Yes as existing customer on 20th March by Rs 2 deducted from my existing SC CC. (No hit on my CIBIL)
Today received Virtual CC. Just for the confirmation, I called Cust Care about it LTF Status & Joining/Annual Fees. She Said that its a chargeable card only with annual spend criteria of Rs 60000 to waive annual chgs. I told her about their website but she was so adamant on the her own information.
So I need to know from you guys that how you got the confirmation about Zero Joining/Annual Fees over Call or Email or how?

Thanks
Click to expand...
No confirmation, may be this offer only for new customers..
 
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Jatin1987 said:
@pprakash11 @Patil007 @prc1990 @AsB
I have SC Smart Card already & applied online by selecting Yes as existing customer on 20th March by Rs 2 deducted from my existing SC CC. (No hit on my CIBIL)
Today received Virtual CC. Just for the confirmation, I called Cust Care about it LTF Status & Joining/Annual Fees. She Said that its a chargeable card only with annual spend criteria of Rs 60000 to waive annual chgs. I told her about their website but she was so adamant on the her own information.
So I need to know from you guys that how you got the confirmation about Zero Joining/Annual Fees over Call or Email or how?

Thanks
Click to expand...
She seems to be over confident. Official MIDC document says it is free as long as INR 500 is spent within 30 days of card issuance. I've already sent an email for an official confirmation on LTF pricing attaching the MIDC for Plat Rewards and yet to get a response from them.

Will update here once I hear back from them.
 

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prc1990 said:
She seems to be over confident. Official MIDC document says it is free as long as INR 500 is spent within 30 days of card issuance. I've already sent an email for an official confirmation on LTF pricing attaching the MIDC for Plat Rewards and yet to get a response from them.

Will update here once I hear back from them.
Click to expand...
Chain-Smoking alert 🙏🏻.
 

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