SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

😍

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did 🙂.

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details 😍

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[Patil007]

Yeah, I also received Bluedart message today.

SCB it is!!

Spend is anyway Rs. 500 but No mentioned of First transaction for Min Rs. 500 or something anywhere.

But not to take chance, I will do first txn of Min Rs. 500 only 😅

 

[Batmanbaba]

After 22 they are only dispatching... Not approving cards I guess

 

[pprakash11]

Spend is anyway Rs. 500 but No mentioned of First transaction for Min Rs. 500 or something anywhere.

But not to take chance, I will do first txn of Min Rs. 500 only 😅

Yes. I did ₹600 on CRED.

 

[prc1990]

Yes. I did ₹600 on CRED.

My card is also OFD today.

 

[skyisthelimit]

Congratulations

I completed vkyc and got approval mail on 23rd. After that pin drop silence

Finally, approval SMS and mail received containing last 4 digit of card no.

 

[pprakash11]

SCB delivered !!! 🥳

 

[MOhit __]

SCB delivered !!! 🥳

Will they remove second cibil enquiry?

 

[Patil007]

Will they remove second cibil enquiry?

Now we got card, let us spend Rs. 500 and take confirmation for LTF.

Post that I will mail them for removal.

 

[Batmanbaba]

Finally, approval SMS and mail received containing last 4 digit of card no.

When did u apply

 

[pprakash11]

Will they remove second cibil enquiry?

I was done only 1 inquiry.
God's grace, saved from removal hassle

 

[pprakash11]

Now we got card, let us spend Rs. 500 and take confirmation for LTF.

Post that I will mail them for removal.

Yes. I already did ₹600, now just send what to mail for LTF confirmation

 

[skyisthelimit]

When did u apply

22nd.
VKYC done on 23rd.

 

[Patil007]

I was done only 1 inquiry.
God's grace, saved from removal hassle

Hello, standard chartered 😉

 

[Jatin1987]

Now we got card, let us spend Rs. 500 and take confirmation for LTF.

Post that I will mail them for removal.

I received a reply from a nodal office that card is paid only. And 60 k is criteria.
I described properly even with screenshots mitc along with links but even didn't bother to reply over my question. They just told me that card is paid only etc etc.

Now anyone of you have received any confirmation email about LTF?

 

[Jatin1987]

I received a reply from a nodal office that card is paid only. And 60 k is criteria.
I described properly even with screenshots mitc along with links but even didn't bother to reply over my question. They just told me that card is paid only etc etc.

Now anyone of you have received any confirmation email about LTF?

Here is the email

 

[Patil007]

I received a reply from a nodal office that card is paid only. And 60 k is criteria.
I described properly even with screenshots mitc along with links but even didn't bother to reply over my question. They just told me that card is paid only etc etc.

Now anyone of you have received any confirmation email about LTF?

This is scary, have you applied via Online mode?

 

[AsB]

Dear all, it is requested that follow the steps below
1) Keep a photo and video recording of the ongoing offer and clearly showcase the system date and time, in both photos and videos. Like- if you are recording on 28 March 2023, then in the screenshots and videos, explicitely showcase the date and time on the device that you use- either PC or Mobile
2) After activating the card, spend Rs 500 or more, and then wait for the first statement generation.
3) If, in first statement, joining charges are included, but not reversed , call customer care and explain clearly that the card ought to be LTF.
4) Once or when they reverse the fees, write back to them again, and ask them if the card is converted to LTF.
5) If not, escalate it to Head Office, and the. to PNO. If you dont get a satisfactory reply, or no reply at all, then escalate to RBI

If you ask them now, you will get their copy-paste reply that ALL of us get. So, no point in asking.
However, if you have alrwady asked, and if they reply that indeed card can be LTF, post it here, so that everyone will know

 

[AsB]

Dear all, it is requested that follow the steps below
1) Keep a photo and video recording of the ongoing offer and clearly showcase the system date and time, in both photos and videos. Like- if you are recording on 28 March 2023, then in the screenshots and videos, explicitely showcase the date and time on the device that you use- either PC or Mobile
2) After activating the card, spend Rs 500 or more, and then wait for the first statement generation.
3) If, in first statement, joining charges are included, but not reversed , call customer care and explain clearly that the card ought to be LTF.
4) Once or when they reverse the fees, write back to them again, and ask them if the card is converted to LTF.
5) If not, escalate it to Head Office, and the. to PNO. If you dont get a satisfactory reply, or no reply at all, then escalate to RBI

If you ask them now, you will get their copy-paste reply that ALL of us get. So, no point in asking.
However, if you have alrwady asked, and if they reply that indeed card can be LTF, post it here, so that everyone will know

It is also requested to start recording asap, as you never know when SC will take down the offer page

 

[0xfallup]

Mailed to SCB bank nodal to remove one inquiry let’s see what happens

 

[Jatin1987]

This is scary, have you applied via Online mode?

Have you received any confirmation about LTF