SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

😍

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did 🙂.

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details 😍

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[skyisthelimit]

Dear Customer,



This is with reference to your recent communication with us.



We take this opportunity to inform that we require some additional time to review your query for providing a conclusive resolution.



In line with the above, we will revert to you within the next 4 working days and request for your cooperation in the interim.



Assuring you of our best services always,



Sanjeevi

Officer - Customer Care

Got 2 time reversal of annual charge along with GST.
It is unbelievable that how bad system of foreign bank.

 

[0xfallup]

Got 2 time reversal of annual charge along with GST.
It is unbelievable that how bad system of foreign bank.

Lol 🤣🤣

 

[Patil007]

Got 2 time reversal of annual charge along with GST.
It is unbelievable that how bad system of foreign bank.

Same here 🤣🤣🤣🤣

 

[Patil007]

Yes, didn’t expect from foreign bank. Settlement time is also more 😅

 

[VISHESH_BANSAL]

Ek bar LTF offer wala reversal or ek baar PNO complaint wala ??

 

[pprakash11]

Ek bar LTF offer wala reversal or ek baar PNO complaint wala ??

Mera toh PNO ne 60k spend krne ko bola.
Ek baar hi mila reversal mujhe 🤣

 

[pprakash11]

Spend 60k and get another reversal

Pagal nahi hu 🤣🤣

 

[pprakash11]

Toh pagal ho jaaoge SCB ke customer joh ban gaye ho 🤣🤣

Wo unhone bana diya hai
Khud se nahi bana hu 🤣

 

[Patil007]

Don’t know but both says Annual fee reversal and gst also got reversed 2 times 🤣

Ek bar LTF offer wala reversal or ek baar PNO complaint wala ?

 

[MOhit __]

Ek bar LTF offer wala reversal or ek baar PNO complaint wala ??

Right, bus hamare pass patiences nahi tha 😀 shayad next statement me cut kar denge..

 

[Patil007]

Right, bus hamare pass patiences nahi tha 😀 shayad next statement me cut kar denge..

yes, they will take back one reversal

 

[VISHESH_BANSAL]

yes, they will take back one reversal

I think nhi lege😂

Ek reversal toh system generated hai.

Ek reversal Goodwill Gesture hai Matlab bank ne free m credit kiya, na ki LTF offer ke liye

Jab PNO aware hi nhi hai LTF offer ke baare m toh usko kya pta future m system generated reversal bhi jyega sabhi Accounts m.

Jab kabhi hosh aayega SCB ko tab wapis se mail karna Goodwill Gesture thha phir reverse kyu kiya.
Phir SCB ka reply dekhe laayak hoga kya reply karega SCB.

 

[Patil007]

I think nhi lege😂

Ek reversal toh system generated hai.

Ek reversal Goodwill Gesture hai Matlab bank ne free m credit kiya, na ki LTF offer ke liye

Jab PNO aware hi nhi hai LTF offer ke baare m toh usko kya pta future m system generated reversal bhi jyega sabhi Accounts m.

Jab kabhi hosh aayega SCB ko tab wapis se mail karna Goodwill Gesture thha phir reverse kyu kiya.

Their PNOs are worst. First they confirmed on mail it is LTF.

Then on second mail, they are saying, goodwill gensture we have reversed and from next year onwards will apply annual fee. 😏

 

[Patil007]

I have again sent mail for LTF confirmation. waiting for reply.

 

[CC-Muncher]

I have again sent mail for LTF confirmation. waiting for reply.

Is the one plus buds offer still there?

 

[Adwait]

Is official email id or pf no necessary for stanc credit card? Anyone got it approved without any of these?

 

[pprakash11]

Is official email id or pf no necessary for stanc credit card? Anyone got it approved without any of these?

Yes. They ask on call when one executive calls you for filling your cc application.

 

[Patil007]

Is the one plus buds offer still there?

At that time it was not there. I got LTF confirmation now.

 

[CC-Muncher]

@Patil007 Applied and I see this, no option for document upload. Is this normal?

 

[Patil007]

@Patil007 Applied and I see this, no option for document upload. I this normal?
View attachment 17505

Yes, It will be done, if they want document, they will call you.