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SC Ultimate rewards redemption trick

ChurningNoob

TF Ace
RML Group
VIP Lounge
This trick will work only if you are ready to close your Standard Chartered credit card, also it might be common knowledge here.

1. Order high-value returnable product
2. Reward points get credited to the account
3. Redeem these reward points
4. Return the product and accept the refund
5. Now rewards will be in negative
6. Request for card closure

Tried and tested, accidentally. Though the refund amount was just 1000, not sure what will happen if the value is very high.

Did anyone get a similar experience?
 
This trick will work only if you are ready to close your Standard Chartered credit card, also it might be common knowledge here.

1. Order high-value returnable product
2. Reward points get credited to the account
3. Redeem these reward points
4. Return the product and accept the refund
5. Now rewards will be in negative
6. Request for card closure

Tried and tested, accidentally. Though the refund amount was just 1000, not sure what will happen if the value is very high.

Did anyone get a similar experience?
If high points are in negative they won’t close the card I guess
In card industry these stanC guys are the stingy one
For add on also separate accumulation of points and separate threshold to redeem all these nataks they r doing
 
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