Scapia drastically reducing credit limit.

[abhi-t]

Scapia card is reducing limit. Mine got reduced from from 10L to 1.4L. Others also reported the same.

 

[s4more]

Card closed 😁

Thinking of closing mine too. Wondering if closing before 6 months will affect Cibil

 

[VicksJ]

Thinking of closing mine too. Wondering if closing before 6 months will affect Cibil

Why would it?

 

[srikant]

And as per support, there's no way to approve this manually as these are handled by the system.

So AI is taking over the world 😳🙄

 

[abhi-t]

 

[srikant]

View attachment 40502

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

 

[kgaurav00]

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

Not able to apply again like OneCard..
it's almost same for fintech.

 

[abhi-t]

Is it usual to be unable to apply for a card after closing it? And is this for real, forever?

usually there is always a cool down period for re-applying from as low as 3 months to as high as 6 months. No sure is this case it is forever.

 

[ak1423]

They have even removed bms offer which was there before..just a waste of space now if you have any other cards

 

[deep@vie]

Sabse kharab halat Onecard Federal walo ki hi hai

Na LE de rhe🥲

Na core card milega 🥲

Ye dukh Kaahe khatm nhi hota

 

[deep@vie]

Hmm sahi baat hai.... Isliye I have closed my Federal Bank OneCard. I will apply for core Federal Bank credit card after the cooling period. Now my OneCard is in peace forever.

Do update about it

 

[jk51]

Card closed 😁

Same here. Better to make way for core card after decent cool off time.

 

[hariselio]

Another insane thing 😀 There is no coins for international transactions, but they will reverse the coins if you receive any refund for the international transaction 😀

 

[hariselio]

Another insane thing 😀 There is no coins for international transactions, but they will reverse the coins if you receive any refund for the international transaction 😀

Ok, they canceled the reversal after I complained 🙂

 

[VicksJ]

Ok, they canceled the reversal after I complained 🙂

Yeah but should not have happened in first place. They are just trying to make money by milking customers. What if one is not careful enough

 

[deep@vie]

Ok, they canceled the reversal after I complained 🙂

The same happens in SBI Cashback🤣

 

[hariselio]

Yeah but should not have happened in first place. They are just trying to make money by milking customers. What if one is not careful enough

Agree. Luckily they sent a sms saying, coins will be reversed due to refund.. Otherwise i wouldn't have known it.

 

[SplendorSuperman]

Anyone successfully got Core Federal CC after closing onecard/Scapia ?

 

[telescope]

Just noticed, scapia removed all international terminals from lounge list. Also several airports are removed altogether, such as GAU, LKO, AMD, JAI, Thiruvananthapuram etc

 

[SSV]

Just noticed, scapia removed all international terminals from lounge list. Also several airports are removed altogether, such as GAU, LKO, AMD, JAI, etc

Expectations meeting reality finally !!

 

[Deleted member 9785]

Expectations meeting reality finally !!

Just the game all banks are playing