School fee / rent payment - best card for better rewards

[helloworld]

@helloworld i've contacted DCB customer care. They told me to check with school management as they are claiming for that amount instead of the one i actually paid and he gave me MCC as 8211

I paid through DCB card.. when i checked unbilled transactions, i was charged 41716rs (41230+1.18%) like standard chartered... 🙁
@helloworld

whats the OTP amount? as mentioned, if its genuine school fee payment without any third party app, hdfc won't levy extra charges. Even if they do that only appear as 2nd transaction with that 1% and GST.

If it is billed through payment means, school management charges for using credit card, check with them. Like sc, they're allowing credit card with 1% extra fee.

 

[tachniki]

if its genuine school fee payment without any third party app, hdfc won't levy extra charges

This will be mostly coming from school and merchant acquirer bank. Since school need full money, acquirer bank will pass mdr extra as extra in settlement amount.

 

[helloworld]

This will be mostly coming from school and merchant acquirer bank. Since school need full money, acquirer bank will pass mdr extra as extra in settlement amount.

yeah, it must be school side rather credit card side. @skal941 check with school about these mdr chatges

 

[skal941]

yeah, it must be school side rather credit card side. @skal941 check with school about these mdr chatges

Okay but i doubt anything will change.. it would've been good if this is transparent rather than imposing charges after making transaction.. btw, i received 1420 points for this txn..

 

[helloworld]

Okay but i doubt anything will change.. it would've been good if this is transparent rather than imposing charges after making transaction.. btw, i received 1420 points for this txn..

• School-Side:
  • Be sure to confirm with the school if any additional charges apply before completing payment, next time.
  • Always check for clarity on charges while entering the OTP.
    
• Bank-Side:
  • No surcharges are applied from the bank’s end.
  • You’ll earn reward points, and these payments count toward any required fee waiver.
  • Overall, no issues from the bank side—just ensure the school informs you in advance about any MDR (Merchant Discount Rate) charges.