Secured acc in cibil

[pra1968]

My cibil report shows poor red indicator for Secured acc contribution......
How I improve this red indicator to green....?

 

[anirban.choudhuryanirban.choudhury is verified member.]

My cibil report shows poor red indicator for Secured acc contribution......
How I improve this red indicator to green....?

All of you borrowings are of unsecured nature like personal loans , credit cards , which is not good . There should be a healthy balance between secured and unsecured loans . Take some secured loan like car loan or home loan that will help enhance your cibil scores