secured card help

[imdjay]

my dad had a current account with icici and they have 4 late payments on a loan of 3 crores... it was back in 2017 but then in 2019 he paid all loan and cleared all dues... then in 2023 my dad opened a wealth icici savings account and the icici bank used to freeze my dads account for no reason and we had to wait for a few days for it to be back to normal and now when I want to open my account why the F**k does icici wants my itr proof and the branch people said they need to link my account to my fathers account because it is necessary like wtf bro

Go to a different branch.

 

[Shin-Chan]

No Bank can or should ask for ITR that can only be the case if you are negotiating a CC/Loan along with Account opening.


Your end goal is to open an account and look for CC/Loan later right ?


Go to different Branch tell them you want to open account with lets say 1L funding then open account. Once account is opened then only show interest in other products DO NOT SHARE more info than needed !!

 

[friends2b11]

No I want flight attendant now

They must have applied normally not like
Giving existing card number

Bro did you get Amazon pay icici card ?

 

[iampqq]

How's idfc wow fd based?

 

[iampqq]

They have a new FD based Rupay card with UPI benefits and 1% cashback called First Earn, although you could choose between Wow And First Earn depending on your usage.

Here's the link:

FIRST EARN RuPay Credit Card - Apply for FD-backed Credit Card | IDFC FIRST Bank

FIRST EARN Credit Card is a newly launched, UPI enabled, secured RuPay credit card by IDFC FIRST Bank. Get this assured, fixed deposit backed credit card with minimum deposit of ₹10,000 and enjoy cashback on every spend.

www.idfcfirstbank.com

There's 500+ gst charges