Seeking insights on benefits of HDFC Bank reward card, Platinum card, and Millenia debit card for high-value CC bill payments

[Shekhar_kapoor]

Dear Community Members,

I hope this message finds you well. I have a question about HDFC Bank reward cards that I was hoping someone with specific knowledge might be able to help me with.

My mother has recently received an Easy Shop reward Debit card from HDFC Bank, and we are trying to decide whether to use it for our credit card bill payments. We have also been considering the HDFC Bank Platinum card and the Millenia debit card as alternative options.

If we use the reward debit card to pay credit card bills of more than 75,000 INR per month, will it provide benefits similar to those of the Platinum card, which offers 750 INR per month on bill payments? Alternatively, do any of you have experience with the easy shop Rewards debit card and can provide insights on its benefits compared to the other two options? is the benefit of this card really useful or not

I would be very grateful for any thoughts or experiences you might be able to share on this topic. Thank you in advance for your help.

 

[bugmenot]

For Platinum card, some got CB for paying CC bill on Mobikwik as well

I recently paid ₹10K for SBI CB using HDFC Platinum DC on MobiKwik, got 1%. It also allows to use coupons. So more benefits.

 

[NOOBY]

Mobikwik

That nice!

we should use it until HDFC fixes it or Mobiquik changes its MCC

 

[TheMentalist]

I recently paid ₹10K for SBI CB using HDFC Platinum DC on MobiKwik, got 1%. It also allows to use coupons. So more benefits.

which coupon(s) did you use?

 

[Patil007]

That nice!

we should use it until HDFC fixes it or Mobiquik changes its MCC

I think this community is becoming very famous that each bank’s spy will come here as normal user and fetch all the hacks and fix it from their side 🤣🤣🤣

 

[bugmenot]

which coupon(s) did you use?

I used FLAT125

Another one is PAKKACB for one time in a month, it has some min bill amount. It gives ₹50 cashback.

FULLPAY - 1% upto ₹150. Need to pay full bill amount and permission to fetch sms/email should be given

Read the tnc for coupons

 

[sv004]

May be its a loop hole wl be closed in coming days. But for millenia cc its writtten 1per on wallet loads. I loaded paytm wallet two times and paid hdfc cc bill. Waiting for cashback now. It was written that it wl be posted within 90 days in the website. Any one has experience with millenia as how long it takes

 

[NOOBY]

May be its a loop hole wl be closed in coming days. But for millenia cc its writtten 1per on wallet loads. I loaded paytm wallet two times and paid hdfc cc bill. Waiting for cashback now. It was written that it wl be posted within 90 days in the website. Any one has experience with millenia as how long it takes

3 months, my sister's account have started receiving 400 CB

 

[bugmenot]

May be its a loop hole wl be closed in coming days. But for millenia cc its writtten 1per on wallet loads. I loaded paytm wallet two times and paid hdfc cc bill. Waiting for cashback now. It was written that it wl be posted within 90 days in the website. Any one has experience with millenia as how long it takes

There's no loophole, it's card feature.

Millennia cc cashback will be credited on calender month 1st week

Millennia dc takes days, max 90 days

 

[sv004]

There's no loophole, it's card feature.

Millennia cc cashback will be credited on calender month 1st week

Millennia dc takes days, max 90 days

I had platinum dc paid cc bill via paytm but no cashback. What is special about mobikwik? Someday that cashback might also stop

 

[bugmenot]

I had platinum dc paid cc bill via paytm but no cashback. What is special about mobikwik? Someday that cashback might also stop

All depends on MCC. Paytm might be using some other MCC. You may contact their customer service to find the MCC.

Here's list of eligible MCC

Eligible Merchant Category Codes for Cashback Points

www.hdfcbank.com