Same for HDFCOn that note, ICICI's netbanking is least secure in my opinion, it let's you login with just username and password, there is no 2FA or OTP verification etc.
Same for HDFCOn that note, ICICI's netbanking is least secure in my opinion, it let's you login with just username and password, there is no 2FA or OTP verification etc.
On that note, ICICI's netbanking is least secure in my opinion, it let's you login with just username and password, there is no 2FA or OTP verification etc.
TBH, I personally find it very annoying when SBI asks OTP multiple times. Also, they have weird rule where the passwords expire after a certain time. At times when it's urgent, they won't even let you login into YONO app if your password has expired. This is infuriating as you'll have to first login to NB and then change password ( don't forget you'll have to enter OTP atleast 2-3 times in this process).Same for HDFC
Multiple OTPs are annoying for sure. But banks should atleast provide 2FA option. Those who want can switch it onTBH, I personally find it very annoying when SBI asks OTP multiple times. Also, they have weird rule where the passwords expire after a certain time. At times when it's urgent, they won't even let you login into YONO app if your password has expired. This is infuriating as you'll have to first login to NB and then change password ( don't forget you'll have to enter OTP atleast 2-3 times in this process).
I don't have anything bad with ICICI on the contrary I like their netbanking portal. I just don't like their security.I assume you have some beef with ICICI.
In HDFC you have to at least verify with OTP if you're logging in from a new device but there's no such check in ICICI.Same for HDFC
Yeah, SBI goes to the extreme sometimes. But I can understand as they're a public bank and biggest one in the world, so they've added every security check possible in their system.TBH, I personally find it very annoying when SBI asks OTP multiple times.
I felt the same..... Cause, in terms of overall Security, I have found Icici to be ahead compared to other banks.I assume you have some beef with ICICI. I am not here to defend any bank, but about the post you quoted,
Not here to defend any bank; Hdfc Mobile app now uses the same method that Icici's iMobile does. That is, it requires access to your sim card and send a automated message from there. It then authenticates; and proceeds to ask your Netbanking Credentials.In HDFC you have to at least verify with OTP if you're logging in from a new device but there's no such check in ICICI.
It verifies your mobile number, via sim card and then asks for Net Banking or DC details. To be fair, that seems enough; I cannot think of any method to login to somebody else's account in iMobile pay without the sim.there's no such check in ICICI.
It's very infuriating. I was thinking of making an FD in Sbi once; but the number of OTP's and passwords they asked since the beginning of login, I just gave it up and went to a diff Bank.TBH, I personally find it very annoying when SBI asks OTP multiple times
I have never got OTP's for logging in through Net Bankign in Hdfc. Otp's are sent ?????? 😶😶 You did/ Did anyone else did receive OtpI was talking about Netbanking not mobile app.
I have got username and password of someone (somehow) now I can access their netbanking without any restriction.
I was talking about Netbanking not mobile app.It verifies your mobile number, via sim card and then asks for Net Banking or DC details. To be fair, that seems enough; I cannot think of any method to login to somebody else's account in iMobile pay without the sim.
In HDFC you need to verify with OTP if you are logging in from a new device.Okay, So you clarified that you were talking about net banking.... umm ok... butt,
I have never got OTP's for logging in through Net Bankign in Hdfc. Otp's are sent ?????? 😶😶 You did/ Did anyone else did receive Otp