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Utilities & Insurance --- Airtel Axis, SBI CB
Offline/groceries --- SBI CB, ICICI Apay/onecard/HSBC Platinum,
UPI --- SBI BPCL Rupay,
Movies -- n/a
Online -- SBI CB.
Used only in offers/stay in cupboard - kotak white, Yes Select, Axis MyZone, Coral Rupay,
How did you get kotak white??
 
Utilities --- Amazon Pay ICICI
Offline --- ICICI Sapphiro or HDFC Swiggy
UPI --- ICICI Coral Rupay
Movies -- ICICI Sapphiro (B1G1), Federal Celesta (B1G1)
Online -- HDFC Swiggy, ICICI Sapphiro, ICICI Amazon Pay
 
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UPI - Yes Kiwi Rupay (LTF)
Fuel - ICICI Coral Rupay(LTF) / SBI BPCL Rupay
Amazon Gift card for Utilities/ Insurance payment - HDFC Millennia (LTF)
Offline - ICICI Amazon Pay (LTF) / HSBC Live+
Utilities - Airtel Axis
Grocery/Dining - HSBC Live+
Online - HDFC Millennia (LTF) / ICICI Amazon Pay
Instant Discount / Offers - ICICI Coral / Axis Neo / HDFC Millennia / SBI BPCL / HSBC Live+
 
Last edited:
Utilities --- Amazon Pay ICICI
Offline --- ICICI Sapphiro or HDFC Swiggy
UPI --- ICICI Coral Rupay
Movies -- ICICI Sapphiro (B1G1), Federal Celesta (B1G1)
Online -- HDFC Swiggy, ICICI Sapphiro, ICICI Amazon Pay
This has changed a bit in the last 2 months. Now it looks like:

Utilities - HDFC Tata neu infinity through neu app (5%)

Grocery - HDFC Tata neu infinity or HDFC Swiggy (10%)

Offline - HDFC Tata neu infinity or HDFC Swiggy (1.5% or 1%)

UPI - HDFC Tata neu infinity through neu app (1.5%)

Movies -- ICICI Sapphiro (B1G1 upto Rs 1000), Indusind Tiger (500 off once in 6 months)

Online - HDFC Tata neu infinity or HDFC Swiggy (5% or 1.5%)
 
Sapphiro B1G1 is upto 500 and you are putting 1000 as you are considering 2 tickets each month?

@cardio
 
Sapphiro B1G1 is upto 500 and you are putting 1000 as you are considering 2 tickets each month?

@cardio
Yes. I usually book for 4 people in our family in one go. And it straight away gives 1000 rs off in one shot. It works as B1G1 for 500 each 2 times also.

(I mostly try to book PVR Luxe or PXL where one ticket is 500 rs. So that I can get the maximum benefit from this card. And it is worth also (effective price will be only 250 and the experience is just amazing). Otherwise if one ticket price is less than 500, the cashback on this card for next ticket will also be less than 500)
 
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