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Saral

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  • The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals (6010, 6011, 6012), wallet transactions/gift cards (MCC-6540), transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.
 
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  • The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals (6010, 6011, 6012), wallet transactions/gift cards (MCC-6540), transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.
 
Advance tax payments/NPS contributions, etc.
Are you sure nps is qualified and wont be excluded as per MCC?:

  • The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals (6010, 6011, 6012), wallet transactions/gift cards (MCC-6540), transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.
 
Are you sure nps is qualified and wont be excluded as per MCC?:

  • The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals (6010, 6011, 6012), wallet transactions/gift cards (MCC-6540), transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.
NPS comes under Government Institutions (MCC-9399) which is not mentioned under Exclusions in T&C, so I think it shall be eligible.
 
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