Should i close Axis Flipkart card.

[harsh1387]

I Am using Axis Flipkart card since last year.

Statement is generated 12th of every month and renewal fee will be there this time.
Axis has refused to make it ltf or waive off renewal fee for this year.
CL- 48k and they have refused to increase it.

I do most of my shopping from Amazon.
This card is mostly used only in sales.

I applied Axis Flipkart card for my wife in May and got the CL- 4,10,000

So, i was thinking of closing my card as limit is low and i can do all sale shopping from her card.
I don't hold any other Axis cards as of now and with recent devaluations they don't look promising as well.

Is it wise to close this card?
CC has stated to clear outstanding and send them an email for closure.
Kindly advise.

 

[SSV]

I Am using Axis Flipkart card since last year.

Statement is generated 12th of every month and renewal fee will be there this time.
Axis has refused to make it ltf or waive off renewal fee for this year.
CL- 48k and they have refused to increase it.

I do most of my shopping from Amazon.
This card is mostly used only in sales.

I applied Axis Flipkart card for my wife in May and got the CL- 4,10,000

So, i was thinking of closing my card as limit is low and i can do all sale shopping from her card.
I don't hold any other Axis cards as of now and with recent devaluations they don't look promising as well.

Is it wise to close this card?
CC has stated to clear outstanding and send them an email for closure.
Kindly advise.

Close it without an iota of doubt after getting some basic ltf Axis card for offers.
BTW, I didn't read you post, read only the headline...Tells you something...

 

[CardTox]

Close it without an iota of doubt after getting some basic ltf Axis card for offers.
BTW, I didn't read you post, only headline

First of all apply for anyother card to remain in the loop of Axis and then you may close it.

 

[skvignesh]

you can close it bcoz your wife has same variant.. else you can upgrade to another card & close fk axis one.

 

[Chaitanya-a]

Just close it coz your wife already have this card with much better limit. You can apply afresh for another Axis card anytime whenever you find them worthy enough.

 

[Card_Crafter]

Everyone here suggested card closure. However if you still want to hold it but with a increased limit, then here is the trick.

Apply a new Axis card, if your CH is good then they will offer a higher limit on the new card. After activation, send a mail to match the limits of both the cards.

 

[Ekavya]

Close it without an iota of doubt after getting some basic ltf Axis card for offers.
BTW, I didn't read you post, read only the headline...Tells you something...

Only Benefit of this CC is shopping high value products from Flipkart with 5% extra grab deals. I can't see any other benefits. I am going to cancel this card as I already have SBI CASHBACK Credit Card.

 

[SSV]

Only Benefit of this CC is shopping high value products from Flipkart with 5% extra grab deals. I can't see any other benefits. I am going to cancel this card as I already have SBI CASHBACK Credit Card.

THis is correct , this card's main use case is high value purchases like >50K or 1L etc to get unlimited 5% CB .. I read somewhere even for these cases there is some limit of CB, it is not truly unlimited 5% CB..

 

[fradela]

Try to get HDFC Swiggy Credit Card which is LTF.

Close your AXIS FLIPKART card. If they offer you LTF, then keep it.

 

[Ekavya]

THis is correct , this card's main use case is high value purchases like >50K or 1L etc to get unlimited 5% CB .. I read somewhere even for these cases there is some limit of CB, it is not truly unlimited 5% CB..

Raised a request to cancel this card. They didn't even bother to stop me.

 

[SSV]

Raised a request to cancel this card. They didn't even bother to stop me.

No surprises there..
That's how they treat their lovely customers

 

[smuff]

Raised a request to cancel this card. They didn't even bother to stop me.

They understood that you made your mind 😝

 

[Ekavya]

They understood that you made your mind 😝

No! I was expecting atleast Giftvoucher