Should i close sbi CASHBACK card?

[Dr-green69]

Hi everyone

Currently i have 2 sbi credit card sbi CASHBACK with 50,000rs limit and sbi bpcl OCTANE with 83000rs limit ( both have separate limit confirmed ny cs executive).
i applied for sbi elite but after applying customer care executive called me and told me i cant get elite but i can get octane and upgrade it after 3 months. Now i read somewhere (i dont remember where) that for sbi elite min limit required is 100k so should i close my cashback card and transfer its limit to octane (if limit transfer is possible) which will push my octane limit above 100k. Pls suggest me the correct course of action and what should i do. I only use octane for fule and recently i switched all my transaction to magnus.

 

[Shrinit Padwal]

Hi everyone

Currently i have 2 sbi credit card sbi CASHBACK with 50,000rs limit and sbi bpcl OCTANE with 83000rs limit ( both have separate limit confirmed ny cs executive).
i applied for sbi elite but after applying customer care executive called me and told me i cant get elite but i can get octane and upgrade it after 3 months. Now i read somewhere (i dont remember where) that for sbi elite min limit required is 100k so should i close my cashback card and transfer its limit to octane (if limit transfer is possible) which will push my octane limit above 100k. Pls suggest me the correct course of action and what should i do. I only use octane for fule and recently i switched all my transaction to magnus.

Why not ask for Manual LE by sending salary slips/ITR - very less chances from SBI to give, but can still give a try. This way you don't need to close any card.
For me - I had applied for manual LE, they rejected - after 1 month they gave auto LE. My SBI CB is just 6 months old.

 

[pprakash11]

Hi everyone

Currently i have 2 sbi credit card sbi CASHBACK with 50,000rs limit and sbi bpcl OCTANE with 83000rs limit ( both have separate limit confirmed ny cs executive).
i applied for sbi elite but after applying customer care executive called me and told me i cant get elite but i can get octane and upgrade it after 3 months. Now i read somewhere (i dont remember where) that for sbi elite min limit required is 100k so should i close my cashback card and transfer its limit to octane (if limit transfer is possible) which will push my octane limit above 100k. Pls suggest me the correct course of action and what should i do. I only use octane for fule and recently i switched all my transaction to magnus.

Or Just transfer 17k limit from SBI Cashback to SBI OCTANE, and rest upgrade to Elite.
Any point you feel Cashback isn't worthy before the renewal date, you always have option for card cancellation.

 

[panu24]

Yes it needs more than 1lac on existing card to get upgrade to Elite.
Try limit transfer to Octane if SBI still taking requests.
Manual LE is not always successful.

 

[shubhamosy]

Yes it needs more than 1lac on existing card to get upgrade to Elite.
Try limit transfer to Octane if SBI still taking requests.
Manual LE is not always successful.

have 81K limit still getting option to upgrade to elite, skipping as 5k charges

 

[Wealth is my birth right!]

have 81K limit still getting option to upgrade to elite, skipping as 5k charges

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

 

[pprakash11]

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

Only via RM.

 

[Dr-green69]

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

Even i want aurum but i live in surat which is not mentioned on aurun serviceable city

 

[CardSeeker]

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

y are u looking for aurum ?

any benefits

 

[Wealth is my birth right!]

y are u looking for aurum ?

any benefits

Just a plan of collecting all bank premium cards

 

[CardSeeker]

Just a plan of collecting all bank premium cards

u and i have some same plans 😊

 

[Wealth is my birth right!]

u and i have some same plans 😊

🙌
After reaching a certain level of experience on cards just for timepass we have to do something lol

 

[Strange]

Why not ask for Manual LE by sending salary slips/ITR - very less chances from SBI to give, but can still give a try. This way you don't need to close any card.
For me - I had applied for manual LE, they rejected - after 1 month they gave auto LE. My SBI CB is just 6 months old.

Does SBI provide C2C LE?

 

[Dr-green69]

Does SBI provide C2C LE?

Nope they dont i tried asking for LE based on my apay and magnus statement but they declined

 

[shubhamosy]

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

they provide aurum upgrade? i guess it's for new apply only

 

[Wealth is my birth right!]

they provide aurum upgrade? i guess it's for new apply only

I didn’t took my current offer for elite upgrade
Let me wait for another 3 months and see

 

[D7162]

Having 4.1l limit on cb card but getting elite upgrade with 4999/- only
How to get aurum

Whats great in aurum ? If you spend 10 lakh in elite and 10 lakh in aurum, I find elite is better. Am I missing something ?

 

[Rahul92]

Whats great in aurum ? If you spend 10 lakh in elite and 10 lakh in aurum, I find elite is better. Am I missing something ?

You are missing that - " it's a beautiful metal premium card "

That's it !

 

[Wealth is my birth right!]

Whats great in aurum ? If you spend 10 lakh in elite and 10 lakh in aurum, I find elite is better. Am I missing something ?

Just a premium experience
Yes for a 10l spend elite structure is good

 

[D7162]

You are missing that - " it's a beautiful metal premium card "

That's it !

Metal card is heavier to keep in wallet