Should I get ICICI Platinum LTF credit card or wait for Coral RuPay LTF offer to appear? I only own the Amazon Pay card.

[CosmicCat]

Currently, I only have an Amazon Pay ICICI credit card for the past 2 months. Since this card is generally excluded from merchant-specific discounts, I need a secondary ICICI core card.

So, should I get the ICICI Platinum credit card by contacting them on 𝕏 (Prev. Twitter) or wait for the Coral RuPay LTF offer?

I generally don't use UPI and have the Tata Neu Infinity HDFC card already. Even if I want to use Credit Card on UPI locally, most merchants don't accept it.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Currently, I only have an Amazon Pay ICICI credit card for the past 2 months. Since this card is generally excluded from merchant-specific discounts, I need a secondary ICICI core card.

So, should I get the ICICI Platinum credit card by contacting them on 𝕏 (Prev. Twitter) or wait for the Coral RuPay LTF offer?

I generally don't use UPI and have the Tata Neu Infinity HDFC card already. Even if I want to use Credit Card on UPI locally, most merchants don't accept it.

are itna kyu sharma rahe ho, just ask there on twitter rather than asking here or creating thread. sabko mila hai, without closure of apay cc. just ask there.

 

[AritraSaha]

Currently, I only have an Amazon Pay ICICI credit card for the past 2 months. Since this card is generally excluded from merchant-specific discounts, I need a secondary ICICI core card.

So, should I get the ICICI Platinum credit card by contacting them on 𝕏 (Prev. Twitter) or wait for the Coral RuPay LTF offer?

I generally don't use UPI and have the Tata Neu Infinity HDFC card already. Even if I want to use Credit Card on UPI locally, most merchants don't accept it.

Ask them on X(aka Twitter) for platinum.
U will not get a cibil hit.

 

[CosmicCat]

are itna kyu sharma rahe ho, just ask there on twitter rather than asking here or creating thread. sabko mila hai, without closure of apay cc. just ask there.

Chalo, bhai ne kaha bejhijak apply karne ka, toh main zaroor karega. Thanks bhai! 😜

 

[CosmicCat]

are itna kyu sharma rahe ho, just ask there on twitter rather than asking here or creating thread. sabko mila hai, without closure of apay cc. just ask there.

By the way, Coral RuPay card mein UPI transactions pe reward points milte hain kya?

 

[shivakrishna987]

By the way, Coral RuPay card mein UPI transactions pe reward points milte hain kya?

Yes you will get reward points at 0.50 value

 

[D₹V]

Lelo koi bhi, need hai abhi to.

 

[Akki]

Currently, I only have an Amazon Pay ICICI credit card for the past 2 months. Since this card is generally excluded from merchant-specific discounts, I need a secondary ICICI core card.

So, should I get the ICICI Platinum credit card by contacting them on 𝕏 (Prev. Twitter) or wait for the Coral RuPay LTF offer?

I generally don't use UPI and have the Tata Neu Infinity HDFC card already. Even if I want to use Credit Card on UPI locally, most merchants don't accept it.

Yes most of the merchants have removed UPI CC acceptance.

 

[CC-Muncher]

Apart from plat cc which others can we ask for LTF?
Looking for higher variant

 

[pothi]

It depends on various factors. There is no specific answer to it. Just go ahead and ask ICICI on Twitter. If you are lucky, you will get whatever you wish. No CIBIL hit either. So, no harm in asking.

 

[pprakash11]

Apart from plat cc which others can we ask for LTF?
Looking for higher variant

They are now rejecting LTF requests

 

[CosmicCat]

Currently, I only have an Amazon Pay ICICI credit card for the past 2 months. Since this card is generally excluded from merchant-specific discounts, I need a secondary ICICI core card.

So, should I get the ICICI Platinum credit card by contacting them on 𝕏 (Prev. Twitter) or wait for the Coral RuPay LTF offer?

I generally don't use UPI and have the Tata Neu Infinity HDFC card already. Even if I want to use Credit Card on UPI locally, most merchants don't accept it.

Folks, here's an update to my original post:
Today, I started noticing the banner of pre-approved Coral RuPay credit card in both iMobile app as well as netbanking. I applied it in the iMobile app, and the card number got generated instantly!

Even though it's not reflecting in iMobile app yet (I'm pretty sure it would be reflected after 12 AM, as per my previous experience with them), it is being reflected in Netbanking now. However, I'm yet to receive confirmation email/SMS about its generation. I haven't even received those customary 6 back-to-back emails of "card usage limit set." I'm hopeful I'd receive them by tomorrow.

But, regardless, I got the ICICI Platinum Visa credit card just last month by contacting them on X (As an "upgrade" to my 3-month-old Amazon Pay CC), and its first statement hasn't even been generated, and now the Coral RuPay card is in my hand too (Not literally lol).

So, I'm confused whether to block this Platinum CC? or keep it with me? I don't want to manage too many cards. Any suggestion, guys?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

So, I'm confused whether to block this Platinum CC? or keep it with me? I don't want to manage too many cards. Any suggestion, guys?

ICICI considers only one account shared with core/gemstone icici ccs and not co-branded cards like mmt/amazon. paying bill of any one cc will reflect on all cards statement.

 

[rextg]

Folks, here's an update to my original post:
Today, I started noticing the banner of pre-approved Coral RuPay credit card in both iMobile app as well as netbanking. I applied it in the iMobile app, and the card number got generated instantly!

Even though it's not reflecting in iMobile app yet (I'm pretty sure it would be reflected after 12 AM, as per my previous experience with them), it is being reflected in Netbanking now. However, I'm yet to receive confirmation email/SMS about its generation. I haven't even received those customary 6 back-to-back emails of "card usage limit set." I'm hopeful I'd receive them by tomorrow.

But, regardless, I got the ICICI Platinum Visa credit card just last month by contacting them on X (As an "upgrade" to my 3-month-old Amazon Pay CC), and its first statement hasn't even been generated, and now the Coral RuPay card is in my hand too (Not literally lol).

So, I'm confused whether to block this Platinum CC? or keep it with me? I don't want to manage too many cards. Any suggestion, guys?

When upgraded will you get to keep two cards or only the upgraded one?

 

[Shubham Yadav]

When upgraded will you get to keep two cards or only the upgraded one?

in icici u can keep cards as many as u can

Upgrade holds very different meaning for icici

 

[CosmicCat]

When upgraded will you get to keep two cards or only the upgraded one?

Both the cards would be active. ICICI is a generous bank—they don't close your existing card if you upgrade to another card.

 

[rextg]

Both the cards would be active. ICICI is a generous bank—they don't close your existing card if you upgrade to another card.

I got upgrade offer and increase limit option for Amazon pay card but when I click on it displaying old limits only .I have a secured cc all limits are same as secured.Is my limit increase not happening bc of secured cc?

 

[NShah]

I got upgrade offer and increase limit option for Amazon pay card but when I click on it displaying old limits only .I have a secured cc all limits are same as secured.Is my limit increase not happening bc of secured cc?

Yes icici bank never offer credit limit increase for secure credit card
Close your secure cc take core icici cc through X route

 

[rextg]

Yes icici bank never offer credit limit increase for secure credit card
Close your secure cc take core icici cc through X route

I have Amazon card and they don't increase limit for other unsecured cards also?

 

[CC-Muncher]

When i got to ccredit card offers page in imobile app, it keeps loading and nevers shows anything.