Should I get SBI Cashback or HSBC Live+?

[Heyyy]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

 

[Anindya98]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

SBI CB eyes close.
Unless you need some specific feature from HSBC Live

 

[drsel]

HSBC Live for dining in standalone restaurants not covered by Eazydiner.
SBI Cashback for most online spends

 

[Animesh67]

SBI CB for 5% on most of the online spends

 

[SSV]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

I didn't read your post.
I only read the title of the thread...
The answer is:
SBI CB card , the undisputed CB KING in the industry !!!, a must have in anyone's portfolio...

 

[Heyyy]

I didn't read your post.
I only read the title of the thread...
The answer is:
SBI CB card , the undisputed CB KING in the industry !!!

I just went through their T&C doc, https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/cashback-tnc-ekit.pdf page - 35. With these many exclusions, would this be beneficial for day-to-day expenses?

 

[SSV]

I just went through their T&C doc, https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/cashback-tnc-ekit.pdf page - 35. With these many exclusions, would this be beneficial for day-to-day expenses?

A must have in anyone's portfolio !!
the KING, SBI CB card..
More details later

 

[Heyyy]

A must have in anyone's portfolio !!
the KING, SBI CB card..
More details later

SBI rejected my application citing internal policies. I already have SimplyClick and SimplySave which I never use.

 

[Riya]

SBI Cashback card hands-down....
No card competes it as of now

 

[vijay.vj]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

Take Both.

I'm damm sure you would be shopping groceries and having food at restaurants or online ordering

 

[VJN]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

I have the HSBC Live Card and use it for Grocery/Food/Restaurant spends up to 10k per month, for which I get 10% CB (there's a 1000 Rs/month cap). Post which I use other cards since this card has only 1.5% CB on retail spends (unlimited, does not have any capping).

 

[althafvly]

Hi All,

At present, I use below cards for my usage -

1. AMEX Plat Travel - for reaching upto 4lakh annual spend
2. SC Ultimate - for all offline and non-Amex supported expenses
3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food order
4. Axis Airtel - for utilities e.g. phone bills, electricity. LPG etc

With these, would there be any benefit of having SBI Cashback or HSBC Live card(either or both) in my kitty?

Please suggest.

SBI CB. If your utility bills are greater than what axis can give then use sbi cb, buy amazon gift voucher and pay with it. 5% cashback for any gift card purchase from amazon.

You could also consider swiggy hdfc card, which is almost same as SBI CB. but cashback is limited compared to SBI CB. And also low annual fees.