Should I take Neu Plus CC LTF

[iamabhisekagar]

Hi,
I have already completed my Rewards League...
I wanted a Neu Infinity CC LTF, so I tried to apply for it via Tata Neu App. But after completing the application it is only providing me Neu Plus Card LTF...no Infinity CC LTF or FYF...should I take it or should I wait?

 

[Chaitanya-a]

If your existing HDFC Card limit is below ₹1.5L, then they won't offer you Neu Infinity card. Don't wait for it.

 

[iamabhisekagar]

If your existing HDFC Card limit is below ₹1.5L, then they won't offer you Neu Infinity card. Don't wait for it.

That's disappointing to know 😔

 

[Chaitanya-a]

That's disappointing to know 😔

Neu Plus LTF isn't a bad deal either. You can upgrade it to Neu Infinity anytime once you touch ₹1.5L credit limit.

 

[iamabhisekagar]

Neu Plus LTF isn't a bad deal either. You can upgrade it to Neu Infinity anytime once you touch ₹1.5L credit limit.

Ok then!

 

[abhinandan8]

Hi,
I have already completed my Rewards League...
I wanted a Neu Infinity CC LTF, so I tried to apply for it via Tata Neu App. But after completing the application it is only providing me Neu Plus Card LTF...no Infinity CC LTF or FYF...should I take it or should I wait?

How old is your first card?

 

[iamabhisekagar]

How old is your first card?

2 Months

 

[Wealth is my birth right!]

Hi,
I have already completed my Rewards League...
I wanted a Neu Infinity CC LTF, so I tried to apply for it via Tata Neu App. But after completing the application it is only providing me Neu Plus Card LTF...no Infinity CC LTF or FYF...should I take it or should I wait?

Take it now since ltf due to league completion
Later upgrade to infinite once limit is increased

 

[iamabhisekagar]

Take it now since ltf due to league completion
Later upgrade to infinite once limit is increased

will Infinity be LTF too later on?

 

[Wealth is my birth right!]

will Infinity be LTF too later on?

Yes with base as ltf u can claim upgrade also to be ltf
Before upgrade confirm with them if they say paid don’t take

 

[iamabhisekagar]

Yes with base as ltf u can claim upgrade also to be ltf
Before upgrade confirm with them if they say paid don’t take

alright then!

 

[iamabhisekagar]

VKyc Done!

 

[iamabhisekagar]

Card Issued 😃

 

[iamabhisekagar]

Card Received!

 

[iamabhisekagar]

Hey @Chaitanya-a Now that I have 2 HDFC CC.. in your opinion Should I close business Moneyback CC as I want a Millennia CC or wait for 6 months to complete and hope for a LE

 

[Chaitanya-a]

Hey @Chaitanya-a Now that I have 2 HDFC CC.. in your opinion Should I close business Moneyback CC as I want a Millennia CC or wait for 6 months to complete and hope for a LE

Getting auto Millenia upgrade from Moneyback is very difficult. You have to manually ask them via email to upgrade quoting your relationship with HDFC Bank.

Moreover, they won't consider Tata Neu card for Millenia upgrade. You should keep both cards active. Don't close.

 

[iamabhisekagar]

Getting auto Millenia upgrade from Moneyback is very difficult. You have to manually ask them via email to upgrade quoting your relationship with HDFC Bank.

Moreover, they won't consider Tata Neu card for Millenia upgrade. You should keep both cards active. Don't close.

Can I not apply Millennia via C2C using my Kotak CC which has 120K limit?

 

[Chaitanya-a]

Can I not apply Millennia via C2C using my Kotak CC which has 120K limit?

You can apply but HDFC is very notorious in giving cards via c2c. You apply for Millenia and they approve for Moneyback if criteria is not met. Nobody knows their criteria. Its pure luck.

Also, they give very less limit when applied via c2c. One member of this forum got 40k limit with c2c card having limit of 4L.

 

[4uziaul]

Can I not apply Millennia via C2C using my Kotak CC which has 120K limit?

Of course you can, but since you are already holding one core card they will reject your application. You have to close your Moneyback and then apply using C2C.

 

[4uziaul]

You can apply but HDFC is very notorious in giving cards via c2c. You apply for Millenia and they approve for Moneyback if criteria is not met. Nobody knows their criteria. Its pure luck.

Also, they give very less limit when applied via c2c. One member of this forum got 40k limit with c2c card having limit of 4L.

Not 40k it's 23k 😂