Should I Take Pre Approved DCP Or Wait For Millennia?

[GTSaketh]

Hello, I opened digisave account around 8 months ago. I am getting LTF DCP pre approved offer. But I am not sure whether to get it or wait for millennia. The reason I can't wait is, I have HDFC Swiggy LTF offer in Swiggy App(which is the card i actually want) But waiting to get core card before getting Swiggy Card. Now I am afraid the LTF offer might change in Swiggy App.

I feel like DCP won't be useful for me apart from core card offers. Since I don't travel much. Also afraid of acceptance, especially I heard Razorpay doesn't accept Diners. But most websites use Razorpay. Imagine a website offers core card offers on HDFC cards, but not able to use it.

Also, I would like to know is it possible to upgrade to core cards like Millennia or Regalia Gold From DCP in future?

 

[hender]

OP is embarassed with all your replies.

He must not, he deserves appriciation, even I am learning from his experience.

One thing am sure is, whoever is teaching me, or Can gain from his/her experience, I must be thankful from core of my heart and openly praise the things which I learnt from him. Doesn't matter how much younger or older master is.

"Gratitude"

 

[GTSaketh]

Also, I would like to know what's the cooldown for applying Swiggy card in Swiggy App after getting core card