Should i take upgrade for fyf hdfc millenia

[CHOCOPANDA]

Upon receipt of your income documents, we have reviewed your request and we are willing to offer an additional credit limit of Rs. 72,000.00 from your existing credit limit subject to internal check.

Further, basis your request on card upgrade your card. We have taken up for a detailed review and in order to review your request for card upgrade to Millennia card as First year free card.

1. Your consent for card upgrade mentioning the last four digits of your current card number.
2. Credit Card variant to be upgraded.
3. Acceptance towards annual membership fee* (*membership fee would get waived off automatically on achieving the required spend threshold in a year).
4. Acceptance towards transfer of Reward points (if any) from your old HDFC Bank credit card to the new card variant as per the applicable conversion ratio* (*Refer enclosed Upgrade form for details).

MY DOUBTS
1. I presently hold Hdfc Bharat Cc and no hdfc bankaccount. I am planning to go to nearest branch and submit form for rewrd redemption after redeeming my 1000 above points ( 1pt. =1rs).
2. Then will upgrade.
3. I have asked them to also tell me if i can any how make my hdfc millenia cc ltf by any spend based creteria. but they say spend 1 lakh and it will be waived off.
can any one guide me how to ask them to get any spend based crietiria to make millenia ltf.

 

[VISHESH_BANSAL]

Buddhe k mrne k bd apni aish hai 🤣

Agar successful hua toh bta diyo.
Uski sister se meri baat chit karwa diyo🤣

 

[pprakash11]

LTF h to looto bhai 😂 mujhe to bnd krwana pdega ye card. Kbi use hi ni aata. Faltu ka fee pay kon krega. Whereas Axis k cards ki fee happily pay kr rha

Bhai tum bhi shuru ho jao hdfc ke sath back to back emails dandirona wale
Mai band kr rha hu LTF karo LTF karo
HDFC ko boycott kr rha hu LTF karo LTF karo

 

[Chaitanya-a]

Complete Bigbasket 15k target. Make your Card LTF.

bhai itna paisa fasane se acha interest kamaunga.. infinity hota to effort bnta tha

 

[dungeonMaster]

My same words again. Ek Rupay Card jo upi ke sath kaam kare.

"na mama se kana mama" 🤣🤣

Abi slowly sab cards me upi ajaega phr wo b ni rahega..

 

[VISHESH_BANSAL]

bhai itna paisa fasane se acha interest kamaunga.. infinity hota to effort bnta tha

Mera toh LTF hai.
Phir bhi 15k complete karne m laga hua hu.
Excluding Vouchers Net value back is 30-35% for completing exact 15k

 

[Chaitanya-a]

Mera toh LTF hai.
Phir bhi 15k complete karne m laga hua hu.
Excluding Vouchers Net value back is 30-35% for completing exact 15k

Mai bs level 1 tk kia..mst 500 ka bigbasket se bulake 150 wapas😂

 

[VISHESH_BANSAL]

Mai bs level 1 tk kia..mst 500 ka bigbasket se bulake 150 wapas😂

Tata neu ko level set karne nhi aaye.
Highspenders ko high cashback dena thha.

First order pe hi 30% de diya.
Total 15k pe 2650 neu coins jo 17.7% hai.

Jiske pass alag number Hoge woh toh phla order marke 30% le lega each number se
Woh kyu 15k tak jayega.

 

[emadiqbalali]

They are drunk. They took confirmation of an upgrade to MC Millennia as an exceptional case after they rejected it when I raised a request along with LE. They approved the LE request but rejected the upgrade request. However, showing them why I should get an upgrade, eventually consider it as an exceptional case and offered me MC Millennia.

I gave consent for MC Millennia as an upgrade, however, just few hours of giving consent, they issued a VISA Millennia visible in HDFC app.

😂

 

[Chaitanya-a]

They are drunk. They took confirmation of an upgrade to MC Millennia as an exceptional case after they rejected it when I raised a request along with LE. They approved the LE request but rejected the upgrade request. However, showing them why I should get an upgrade, eventually consider it as an exceptional case and offered me MC Millennia.

I gave consent for MC Millennia as an upgrade, however, just few hours of giving consent, they issued a VISA Millennia visible in HDFC app.

😂

 

[VISHESH_BANSAL]

They are drunk. They took confirmation of an upgrade to MC Millennia as an exceptional case after they rejected it when I raised a request along with LE. They approved the LE request but rejected the upgrade request. However, showing them why I should get an upgrade, eventually consider it as an exceptional case and offered me MC Millennia.

I gave consent for MC Millennia as an upgrade, however, just few hours of giving consent, they issued a VISA Millennia visible in HDFC app.

😂

Drunk nhi hai le deke 3-4 employee ki team hai aur 1k+ Queries toh dimaag toh khrab hoga hi.

Humne kal lunch m kya khaaya yaad nhi rhta.
Yeh phir bhi 1k+ Queries handle kar rahe Hoge daily toh dimaag toh khraab ho jayega

 

[emadiqbalali]

Drunk nhi hai le deke 3-4 employee ki team hai aur 1k+ Queries toh dimaag toh khrab hoga hi.

Humne kal lunch m kya khaaya yaad nhi rhta.
Yeh phir bhi 1k+ Queries handle kar rahe Hoge daily toh dimaag toh khraab ho jayega

Haha, haan ye bhi haii.

 

[Rahul Gupta]

Fake degree bnadein toh dcb ltf miljaega? 😂

Plan acha h. agar kam karre toh btana.

 

[CHOCOPANDA]

Hey since I am too a HDFC CC holder without HDFC Bank account...can I know how did request for an upgrade to Millennia CC and how long have you been using Bharat CC?

7 months using and by their griviance mail

 

[iamabhisekagar]

7 months using and by their griviance mail

what was your limit of Bharat CC and avg. utilization ratio?

 

[CHOCOPANDA]

what was your limit of Bharat CC and avg. utilization ratio?

28000 & 2%