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Should i take upgrade from ltf millenia to fyf regalia gold?

As a person who started with the Old 'Regalia One' (The variant below Regalia) back in 2020, I would suggest to take the Regalia Gold, as it is better than Millenia in every aspect (unless you are into cashback game and not into the travel/hotels/miles game).

I upgraded from Regalia One -> Regalia -> DCB -> Infinia.

If your end goal is Infinia, then Regalia Gold is your best bet any day compared to Millenia.
 
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As a person who started with the Old 'Regalia One' (The variant below Regalia) back in 2020, I would suggest to take the Regalia Gold, as it is better than Millenia in every aspect (unless you are into cashback game and not into the travel/hotels/miles game).

I upgraded from Regalia One -> Regalia -> DCB -> Infinia.

If your end goal is Infinia, then Regalia Gold is your best bet any day compared to Millenia.
For flight or hotel booking also the reward rate is only 6.66% whereas for millennia it's 5% at preferred partners so not much of a difference
 
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