The DCB metal card might offer different perks compared to your Regalia Gold, so it's essential to evaluate if the upgraded benefits align with your needs and spending patterns. Since the DCB metal card is offered as a fee waiver for alumni, consider the potential savings from this upgrade. Ensure the benefits outweigh any additional costs if there's an annual fee after the initial fee waiver period. Your annual spend is around 4–5 lakhs, so analyse how the rewards and perks of the DCB metal card align with your spending categories. Look for rewards that match your expenditure to maximize benefits. DCB is best for availing offers at restaurants and unlimited lounge access at any lounger domestic and internationally. And this upgrade is strictly based on your choice and nature of use of Card I personally would take the upgrade.
Well I am also in same situation, but I am having less limit than yours as only base 3 Lakhs Limit Regalia Gold LTF With Tata neu infinity Ltf and having same salary, i asked the grievance for limit increase they are saying, they will evaluate and increase in January, and also I am spending more and more so that it will be possible by any method in January, current spends more than 5L in 3 months from both cards and I suggest you can directly reach out to grievance for upgrade.
If you're from Roorkee, just walk into your branch with your degree and they'll give you DCB on Alumini basis,
I think DCB Metal is issues FYF to Alumnus
You should do on basis of spends since Alumni offer has been discontinued. If you reach 6L spends on RG and Tata Neu, write to grievance redressal for upgrade. If spend based upgradation criteria has not been changed, they will upgrade RG to DCB.
I also learnt this recently, but you just press watch button at the top of the thread to follow,
It maybe 7.5 lakhs for dcb now as they hiked all criterias
