Should i upgrade to prefered banking

[tushu5121]

Hello everyone,
Today i received mail and message from hdfc bank to upgrade my classic account into prefered.
I want to know should i upgrade to it is any difference between both classic and prefered.

Please suggest your valuable thoughts

So i can take decision on same.


Thank you

 

[Deleted member 21942]

From what I have heard and also my personal experience - Limit of 10L+ on regalia (better if its gold) or spends on 7+ lakhs in a year with Regalia will mostly get you an infinia invite (potentially FYF). I got upgraded this way however I was not aware of above at that time.

Did you qualify for FYF Infinia on the basis of credit limit only or on both spends + credit limit criteria?

 

[AritraSaha]

Damn... Seems like you are getting some different benefits from HDFC. So affirmative 😛

Yeah... He got aamazing credit card offer few months back..🫡

 

[SSV]

Yeah... He got aamazing credit card offer few months back..🫡

You are missing in the action these days... Hope you are doing well...

 

[imdjay]

From what I have heard and also my personal experience - Limit of 10L+ on regalia (better if its gold) or spends on 7+ lakhs in a year with Regalia will mostly get you an infinia invite (potentially FYF). I got upgraded this way however I was not aware of above at that time.

Dont think so. Completed 8L spend in the last month statement. Still getting upgrade to regalia gold. Current CL is 5.2L.
Aread Head says when he saw the spend was not even 7L. Confused 😕

 

[AritraSaha]

You are missing in the action these days... Hope you are doing well...

Yeah.. kinda busy with family & stuff.
Hope you doing fine as well..😎

 

[shashankrt]

Dont think so. Completed 8L spend in the last month statement. Still getting upgrade to regalia gold. Current CL is 5.2L.
Aread Head says when he saw the spend was not even 7L. Confused 😕

It takes time.. it's not immediate. For me it took almost an year and suddenly got notification for upgrade.