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Should we switch from Infinia metal to Emeralde Private metal ?

Its an almost even comparison
Depending on anything that matches your lifestyle and definitely not 33% and 36% comparison.

One unique offering would be the ability to redeem 100%/90% on flight and hotel bookings, even 50% on gift cards.
but one thing if u redeem points and pay the rest by card will that fetch the accelerated points

like on hotel 90% if redeemed rest 10% would give 0 / base / accelerated points anything on this ?
 
After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal

For people who dont know about this new announcement, More details about 36% valueback on hotel bookings through new ishop portal can be found at https://www.technofino.in/community...s-portal-launched-upto-36-reward-rate-.37913/
Is is worth the trouble for 3%? Also the annual fees are quite a bit. Unless you are offered LTF or your yearly spends are large enough to be split between the 2 cards to achieve the spend criteria for renewal fee waiver.

I just watched a YT video today comparing the Emeralde Metal, Infinia, Time Black and Diners Club Black. It's covers the pros and cons of each card and also list the best card on each of the criteria used for the comparison.
Paid 12K+12K. Also checked with same mobile, pre-approved for Times black paid.
Even I got pre-approved for Times Black when I expressed interest. However someone later called and said that they can't approve but I could go to any branch and they would get it done for me.
 
I am getting Emerald PVC as upgrade option. Would I be eligible for EPM?
I had this as an upgrade for over a year.

After reading about ICICI’s revamped rewards system I logged into the app.

The upgrade to Emerald PVC + 2 other basic cards has disappeared.

lol
 
Is is worth the trouble for 3%? Also the annual fees are quite a bit. Unless you are offered LTF or your yearly spends are large enough to be split between the 2 cards to achieve the spend criteria for renewal fee waiver.

I just watched a YT video today comparing the Emeralde Metal, Infinia, Time Black and Diners Club Black. It's covers the pros and cons of each card and also list the best card on each of the criteria used for the comparison.

Even I got pre-approved for Times Black when I expressed interest. However someone later called and said that they can't approve but I could go to any branch and they would get it done for me.
annual fee is compensated with points same as Infinia. So thats not so valid reason.
I would say better to shift to ICICI if it offers you as its exclusive and less probability of devaluation. Infinia is being offered to every tom and dick as long as they make good spends where its not the case with ICICI as of now.

PVC ICICI Emeralde is a shitty card with no annual benefits. No point going there just for metal.
 
I did it said unlock privileges etc. and then asked for pan card details etc. after pressing on apply now. What else do they require?

Is there any such link for Emeralde Private Metal?

Thanks @panchabhut
epm is only possible if u get pre-approved or via branch...

u cant apply normal through any link or something... neither customer care nor twitter ppl can help u for the same
 
Thank you all for your replies. I would request everyone to stick to the question - should one switch from infinia metal to emeralde private metal ? Amd if yes, which network ? Amex is good for 5k birthday vouchers but I am concerned about their domestic acceptance.

For the other curious ones, yes, i am eligible for emeralde private metal because of excellent relationship with icici since 15+ years, hni salary getting credited in icici , and several other factors like private banking account, etc. I would request everyone to stick to the question please 🙏
 
Thank you all for your replies. I would request everyone to stick to the question - should one switch from infinia metal to emeralde private metal ? Amd if yes, which network ? Amex is good for 5k birthday vouchers but I am concerned about their domestic acceptance.

For the other curious ones, yes, i am eligible for emeralde private metal because of excellent relationship with icici since 15+ years, hni salary getting credited in icici , and several other factors like private banking account, etc. I would request everyone to stick to the question please 🙏

Here are two very good comparisons that I came across. These will definitely help you to take a decision.

HDFC Infinia & DCB v/s ICICI EPM & TB

Infinia v/s EPM (so far most detailed comparison I have seen)
 

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Looks like emeralde private metal is worth switching to, i got the answer, thanks all. Just one more followup query - which network should I opt for from amex , Mc, and visa . I know 5000 birthday voucher from amex variant is good, but i am just concerned of their domestic acceptance problem, if it still exist
 
Looks like emeralde private metal is worth switching to, i got the answer, thanks all. Just one more followup query - which network should I opt for from amex , Mc, and visa . I know 5000 birthday voucher from amex variant is good, but i am just concerned of their domestic acceptance problem, if it still exist
Visa or MC should be fine. Avoid Amex.
 
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