those are the requirements for Wealth account, not EPM. Wealth account does not guarantee EPM, or any cc for that matter.
Yes, but additional to wealth acc did they gave any information on eligablity criteria or anything related ?
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those are the requirements for Wealth account, not EPM. Wealth account does not guarantee EPM, or any cc for that matter.
If you're maintaining Wealth criteria it really wouldn't be hard to get pre-approved for EPM Plastic paid in a year or so.Yes, but additional to wealth acc did they gave any information on eligablity criteria or anything related ?
but one thing if u redeem points and pay the rest by card will that fetch the accelerated pointsIts an almost even comparison
Depending on anything that matches your lifestyle and definitely not 33% and 36% comparison.
One unique offering would be the ability to redeem 100%/90% on flight and hotel bookings, even 50% on gift cards.
No such thing as EPM plasticIf you're maintaining Wealth criteria it really wouldn't be hard to get pre-approved for EPM Plastic paid in a year or so.
And Emeralde pvc is not worth taking unless ltfNo such thing as EPM plastic
Ig he's referring to Emeralde Private PVCNo such thing as EPM plastic
Where did you check?Paid 12K+12K. Also checked with same mobile, pre-approved for Times black paid.
Is is worth the trouble for 3%? Also the annual fees are quite a bit. Unless you are offered LTF or your yearly spends are large enough to be split between the 2 cards to achieve the spend criteria for renewal fee waiver.After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal
For people who dont know about this new announcement, More details about 36% valueback on hotel bookings through new ishop portal can be found at https://www.technofino.in/community...s-portal-launched-upto-36-reward-rate-.37913/
Even I got pre-approved for Times Black when I expressed interest. However someone later called and said that they can't approve but I could go to any branch and they would get it done for me.Paid 12K+12K. Also checked with same mobile, pre-approved for Times black paid.
Where did you check?
I had this as an upgrade for over a year.I am getting Emerald PVC as upgrade option. Would I be eligible for EPM?
annual fee is compensated with points same as Infinia. So thats not so valid reason.Is is worth the trouble for 3%? Also the annual fees are quite a bit. Unless you are offered LTF or your yearly spends are large enough to be split between the 2 cards to achieve the spend criteria for renewal fee waiver.
I just watched a YT video today comparing the Emeralde Metal, Infinia, Time Black and Diners Club Black. It's covers the pros and cons of each card and also list the best card on each of the criteria used for the comparison.
Even I got pre-approved for Times Black when I expressed interest. However someone later called and said that they can't approve but I could go to any branch and they would get it done for me.
I did it said unlock privileges etc. and then asked for pan card details etc. after pressing on apply now. What else do they require?enter you mobile![]()
epm is only possible if u get pre-approved or via branch...I did it said unlock privileges etc. and then asked for pan card details etc. after pressing on apply now. What else do they require?
Is there any such link for Emeralde Private Metal?
Thanks @panchabhut
Have you tried it via Twitter?epm is only possible if u get pre-approved or via branch...
u cant apply normal through any link or something... neither customer care nor twitter ppl can help u for the same
Thank you all for your replies. I would request everyone to stick to the question - should one switch from infinia metal to emeralde private metal ? Amd if yes, which network ? Amex is good for 5k birthday vouchers but I am concerned about their domestic acceptance.
For the other curious ones, yes, i am eligible for emeralde private metal because of excellent relationship with icici since 15+ years, hni salary getting credited in icici , and several other factors like private banking account, etc. I would request everyone to stick to the question please 🙏
ThanksHere are two very good comparisons that I came across. These will definitely help you to take a decision.
HDFC Infinia & DCB v/s ICICI EPM & TB
Infinia v/s EPM (so far most detailed comparison I have seen)
Visa or MC should be fine. Avoid Amex.Looks like emeralde private metal is worth switching to, i got the answer, thanks all. Just one more followup query - which network should I opt for from amex , Mc, and visa . I know 5000 birthday voucher from amex variant is good, but i am just concerned of their domestic acceptance problem, if it still exist