Simpl Pay Later Started levying charges on credit card repayments

[Deleted member 11974]

Simpl has started charging a convenience fee on credit card repayments.
This was the usp of this credit line which allowed customers to get additional 15 days of interest free credit and points on bill repayments

 

[Deleted member 11974]

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It was showing charges for me and Credit Cards linked in Phonepe were not showing up while choosing Phonepe

the ss you are getting

 

[federer.reddevil]

I cancelled the JioMart transaction and got refund will show when next time I make transaction

 

[Deleted member 11974]

for me no charges are being levied when i do direct cc repayment

 

[PavanPavan is verified member.]

Guys i heaed simpl doesn't do CIBIL hit or entry in CIBIL is that true ?
Getting tempt to apply

 

[Deleted member 11974]

Guys i heaed simpl doesn't do CIBIL hit or entry in CIBIL is that true ?
Getting tempt to apply

yes
no entry in cibil

 

[luciferlucifer is verified member.]

Guys i heaed simpl doesn't do CIBIL hit or entry in CIBIL is that true ?
Getting tempt to apply

yes no cibil enquiry or cibil addition

 

[Deleted member 11974]

but remember when repaying through cc this comes under utility so it may affect you for your milestone or points benefit according to your card
for eg you paid through simpl on zomato
and repaid simpl through cc
if your cc doesnt give utility points
then you loose out on points here

 

[PavanPavan is verified member.]

but remember when repaying through cc this comes under utility so it may affect you for your milestone or points benefit according to your card
for eg you paid through simpl on zomato
and repaid simpl through cc
if your cc doesnt give utility points
then you loose out on points here

Got 4800 limit 😛
Not sure if i can use any where

 

[Card_Crafter]

My limit is 10k but I only use Simpl for 1k Fastag recharge. No other use lol.

Got 4800 limit 😛
Not sure if i can use any where

 

[PavanPavan is verified member.]

My limit is 10k but I only use Simpl for 1k Fastag recharge. No other use lol.

Oh ok! i assumes they give huge limits 😛

 

[Card_Crafter]

Oh ok! i assumes they give huge limits 😛

Nah maximum 25k only.

 

[PavanPavan is verified member.]

Nah maximum 25k only.

Oh that's nice then and can be used only in the apps supported right ?

 

[Card_Crafter]

Oh that's nice then and can be used only in the apps supported right ?

Yes. Earlier there was option to transfer the limit to bank accounts using ##pay (unauthorised way) but now it's patched.

 

[PavanPavan is verified member.]

Yes. Earlier there was option to transfer the limit to bank accounts using ##pay (unauthorised way) but now it's patched.

No probs 😛 i use citi cashback to get 5% 😛 😛 it gives 5% on utilities

 

[Deleted member 11974]

Got 4800 limit 😛
Not sure if i can use any where

i have 16k been using since past 1 year mainly for electricty,gas bill which gives me extende 15 dayss of credit if aligned with my card statements

 

[AritraSaha]

What!
I always think that this kind bnpl product would be reported as pl.
Thanks for the info..😊

Is there any other like this?

 

[Deleted member 11974]

Hi friend!

Ready to join me on the Simpl app? 🤩
I have shared one of my exclusive invites with you. Once you sign up, you’ll be given a spending limit to shop with.💸

You can pay for online orders in just 1 tap and enjoy Simpl-exclusive offers from top brands such as Zomato, Bookmyshow, Makemytrip and others.
Hope you enjoy its benefits like me. 😇

Download it using: https://click.getsimpl.com/vyhm/ri0tl1ju
If anyone else wants to join

 

[PavanPavan is verified member.]

i have 16k been using since past 1 year mainly for electricty,gas bill which gives me extende 15 dayss of credit if aligned with my card statements

Woow how to play utilities here 😛

 

[Deleted member 11974]

What!
I always think that this kind bnpl product would be reported as pl.
Thanks for the info..😊

Is there any other like this?

No
Lazypay,mobikwik,freecharge,paytm all report to buerue

 

[PavanPavan is verified member.]

What!
I always think that this kind bnpl product would be reported as pl.
Thanks for the info..😊

Is there any other like this?

yes only CIRF report and a seems a very good app