SimplyClick Rejected despite having Cashback CC

[wolfdalalstreet]

I have SBI Cashback Card and have been using it since almost 9 months now. Good enough usage & by the end of the year, will probably even reach the fee waiver (2 L) usage.

I wanted to have SimplyClick because of the Amazon/Flipkart sales and all, but my application got rejected. I have a pretty decent CIBIL (795) and have many other CCs. But SBI rejected it stating

"We thank you for showing interest in SBI Card, however we regret to inform you that we are unable to issue a credit card to you as the details furnished do not meet the policies set forth for issuance of credit card(s) which are at the absolute & sole discretion of SBI Card.

The reason for decline of your application is was purely a business decision, taken in good faith and certainly in no way is indicative of your business worthiness."

Anyone knows why it may have happened and more importantly, what is the way I can get another SBI Card that can work for online sales?

 

[akshayhs]

purely a business decision, taken in good faith and certainly in no way is indicative of your business worthiness

You're not really worthy for them my dude! They have clearly said it in the email. /s
The statement above is a professional way to tell 'F you!'

 

[aayusharyan]

Try pushing the Customer Care people. Reference thread for RBI Guidelines

 

[cryoengine]

I saw other members get preapproved offers for other cards in the SBICard app under the EMI&more option. You never got any so far?

 

[wolfdalalstreet]

You're not really worthy for them my dude! They have clearly said it in the email. /s
The statement above is a professional way to tell 'F you!'

Exactly buddy. They have declined and said it professionally 'F you!'. Now, that is what I am trying to figure out as to why F you, have others also been F'd, are there any guidelines/transparency against getting F'd this way!

 

[wolfdalalstreet]

Try pushing the Customer Care people. Reference thread for RBI Guidelines

I have dropped an email to SBI Card Nodal Officer with a stern and clear message including the guidelines. Let us see what happens.

 

[aayusharyan]

I have dropped an email to SBI Card Nodal Officer with a stern and clear message including the guidelines. Let us see what happens.

Yes bro, that's what I'm talking about. Do share the responses.

 

[starstruck]

I have SBI Cashback Card and have been using it since almost 9 months now. Good enough usage & by the end of the year, will probably even reach the fee waiver (2 L) usage.

I wanted to have SimplyClick because of the Amazon/Flipkart sales and all, but my application got rejected. I have a pretty decent CIBIL (795) and have many other CCs. But SBI rejected it stating

"We thank you for showing interest in SBI Card, however we regret to inform you that we are unable to issue a credit card to you as the details furnished do not meet the policies set forth for issuance of credit card(s) which are at the absolute & sole discretion of SBI Card.

The reason for decline of your application is was purely a business decision, taken in good faith and certainly in no way is indicative of your business worthiness."

Anyone knows why it may have happened and more importantly, what is the way I can get another SBI Card that can work for online sales?

Try applying offline via Agents. You can find them in malls or even train stations nowadays. They have targets and have an incentive to get your card approved.

 

[wapenshaw]

wait sbi cashback card doesn't work for online discounts?