Have not received points for SmartBuy transactions for past 15 days or so. Haven’t even received sms that smart buy points credited.
Did trx on mmt, redbus, gyftr.
Have not received points for SmartBuy transactions for past 15 days or so. Haven’t even received sms that smart buy points credited.
Did trx on mmt, redbus, gyftr.
You got your points after email? I am also facing same issue this month. Email support asking to wait standard 90 days timeline. But bonus points for 1st nov transaction already processed for everyone.
Hi all, bumping up this thread. Sorry for the very naive question
In HDFC are there two types of points - Smartbuy points and credit card points? Are they same or different?
When I did a Google search it says this. Is it correct?
HDFC uses both "SmartBuy points" and "credit card points," and while they are similar, they are not entirely interchangeable. SmartBuy points are earned on SmartBuy transactions, and can be used for specific benefits within the SmartBuy platform. Credit card points are earned on all credit card spending and can be redeemed for various options, including cashback, vouchers, and more.
Here's a more detailed breakdown:
SmartBuy Points:
These are earned when making purchases through the HDFC SmartBuy portal. They can be redeemed for specific benefits within the SmartBuy platform, such as discounts on products, vouchers, or travel bookings.
Credit Card Points (Reward Points/CashPoints):
These are earned when using a HDFC credit card for any purchase. They can be redeemed for various options, including cashback, vouchers, travel benefits, or air miles.
How they relate:
SmartBuy points are essentially a subset of credit card points. You earn SmartBuy points as a bonus when you use your credit card on the SmartBuy platform.
In essence: You can earn credit card points on any HDFC credit card transaction, and some of these points can be specifically used on the SmartBuy platform as SmartBuy points, offering enhanced benefits within that space.