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Offer Fulfilled! Spend Based Offer for MRCC (User Specific)

The offer has been fulfilled by the bank/company.
Which spends are considered for this offer?
Below is the T&C pertaining to exclusion

Charges including but not limited to cash advance and fees (such as annual fee, surcharge or transaction fee, financial charges, over limit charges or delinquent charges) will not be part of the eligible spend during the Offer period.

Amex generally dont keep exclusion
 
Below is the T&C pertaining to exclusion

Charges including but not limited to cash advance and fees (such as annual fee, surcharge or transaction fee, financial charges, over limit charges or delinquent charges) will not be part of the eligible spend during the Offer period.

Amex generally dont keep exclusion
So loading paytm wallet will be counted too?
 
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