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Spends based on Society standards or Needs ?

I don't follow any so called social standards. Infact I tend to break such mentality and I try to educate people how and why we should follow our own likings. At some specific age I used to have likings towards the set standards.

These days I avoid purchasing things out of FOMO. I believe everything has its own intrinsic value and I offer bare minimum to acquire them.

But, but, I have my own likings, for sure money has a role to play to fulfill those likings. If I don't see any use case, then I don't bother taking and stacking them.

I am human. Things can change.
 
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For me, society is just one part of life. Yes, we’re social animals, but honestly, society can be cruel, it doesn’t care whether you’re trying your best, whether you succeed or fail. People will always find flaws. That’s why I don’t let “society’s pressure” control how I spend.

I know my own limits. For example, I could easily manage with a ₹20k phone, but I bought a ₹35k handset, not because society pushed me, but because it fits my needs and doesn’t affect my financial condition much. At the same time, I avoid unnecessary luxuries like iPhones or ultra-flagship models, because I know they’re not essential for me.

Same with my PC, I could have settled with a ₹30k setup, but I chose to build a ₹50k one since it’s more powerful and future-proof. That’s not about showing off, that’s about making a practical choice for myself.

In the end, people around me may judge, or they may not it doesn’t matter. None of them will come forward to pay my EMI for an iPhone or a ₹3L PC. So why should I live to impress them?

I believe everyone has their own limitations, priorities, and use cases. Friend circles, colleagues, even relatives these are not permanent. They can change or leave anytime. So it makes no sense to spend just for appearances.

I spend based on necessity and comfort within my financial boundaries, not to match what society expects.
 
rajarancho said:
Do you spend based on your necessities or just to meet up with society standards? Interesting answers expected. Just to understand the mindset of people.
Click to expand...
Thank you Raja Bhai, for starting a good conversation.
@HumorSimpson Thank you for suggesting to start a thread on the topic.
@2025 wonderful and practical insights your shared on Raja Bhai's profile.
@cardio_guy thank you for sharing the link of the thread.
All of you are working and know the value of money...
Based on the response and interest will discuss..."Happy Money" too.
 
While I don't really say I buy things for the sake of society, but I have surely fallen victim to lifestyle inflation, as much as I hate to admit it. It is the reality. My primary reason for it is that it brings comfort. Not necessarily expensive things are good by inheritance, but there is a high chance they are good.


I will share a few things as an example.

I don't really mind wearing fancy branded clothes like CK or Armani or anything, but I do minid spending a good amount of money on footwear, my daily drivers are Birkinstock sandals and Sketchers GoWalk and New Balance Ortho for running, because they are super comfy, the shoes have such a soft foam and feels like as if I am walkking on sand. But they are expensive, (in the neighborhood of ~30K). Birkinstock, because first 6 months feel like hell but post that it adjusts according fo your sole and nothing beats that.

Phone, I am not a phone person so I use an iPhone SE 3rd gen and even now I was recently discussing about getting an iPhone 16e because that fits my requirements and I don't need anything else.

But being in the Tech business, I do have a fancy laptop setup (triple 4K 27 inch monitors), my complete setup including a electronic standing desk would be over 3-3.5L and apart from that I have a lot of tech (like I have multiple Google homes, homepods, all the lights are smart lights, literally, I have 2 projectors, etc), because I am enthusiastic about it. not because society has forced me into it. All of it just according to the way I need it. Like for example, people say Macbooks are good for programming, but any day my windows machine will beat Most Macs, but at the same time, I do have a macbook Air and my reason to buy it is it's battery life... Literally, there is no other laptop on earth that can beat that.

Apart from that, I am enthusiastic about homelab and networking, I love setting up fancy networks that industry uses and I geek out on that, and I spend dil khol ke, literally. The router I have at my home is worth over 50K and that's just the network router, not the WiFi access point or the switch connecting to over 13-14 Computers that I use as servers.

I am an introvert and love to be with my close social circle and while we do things like Golfing, Skiing, travelling, etc. We don't really do things to impress others, we do because we want to do it. Like, next year we are planning a trip to Norway to see the Northern lights.

I generally don't go out and like my space, so one thing I spend on is my rent. It surely is much more than what I have seen others pay, to give perspective, the space I have for myself, I have seen 3-4 people living. People come to my place and say why, I say because I need it, I have mild claustrophobia, (even elevators I generally tend to avoid).

All of this while I keep my personal Instagram private. I don't like posting things for people to see and I also believe in evil eye.


I usually tend to avoid falling for the trap of marketting by a few things:
1. 72 hour rule - If I really need something and it is above a threshold (2-3K), I will add to cart and decide what I want, but I will wait 72 hours and slep over it before buying it. If I forget about it in those 3 days, then I never really needed that in the first place.
2. The one-thing-at-a-time rule - If I have ordered something, then I will not place an order for another thing unless I receive that previous order. This cuts down a lot of things. Yes, with q-comm this rule doesn't make much sense, but still for large ticket items, this is helpful.
3. Cash preferred - I prefer to use cash for things and even though I loose on rewards, but I don't care, the pain of money physically leaving your hand and going somewhere else, it helps in controlling spending dramatically. For small ticket, I use a wallet, so again, the pain of reloading manually.

Still, there are things that I want to buy like yesterday only, I was tempted to buy iPhone 17 Air because it was the hottest piece of tech that time, while I mentally budgeted that I can buy that, I just instead used that budget to buy a few shares of apple, so that money which I thought I would use for iPhone, I used it for something else, now I don't have that money to buy it (also because I don't need it), but then at the same time, I invested. So keeps the financials in the check.

So, here were my 2 cents. ✌🏻
 
aayusharyan said:
1. 72 hour rule - If I really need something and it is above a threshold (2-3K), I will add to cart and decide what I want, but I will wait 72 hours and slep over it before buying it. If I forget about it in those 3 days, then I never really needed that in the first place.
Click to expand...
most practical way to handle unnecessary expenses
 
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aayusharyan said:
While I don't really say I buy things for the sake of society, but I have surely fallen victim to lifestyle inflation, as much as I hate to admit it. It is the reality. My primary reason for it is that it brings comfort. Not necessarily expensive things are good by inheritance, but there is a high chance they are good.


I will share a few things as an example.

I don't really mind wearing fancy branded clothes like CK or Armani or anything, but I do minid spending a good amount of money on footwear, my daily drivers are Birkinstock sandals and Sketchers GoWalk and New Balance Ortho for running, because they are super comfy, the shoes have such a soft foam and feels like as if I am walkking on sand. But they are expensive, (in the neighborhood of ~30K). Birkinstock, because first 6 months feel like hell but post that it adjusts according fo your sole and nothing beats that.

Phone, I am not a phone person so I use an iPhone SE 3rd gen and even now I was recently discussing about getting an iPhone 16e because that fits my requirements and I don't need anything else.

But being in the Tech business, I do have a fancy laptop setup (triple 4K 27 inch monitors), my complete setup including a electronic standing desk would be over 3-3.5L and apart from that I have a lot of tech (like I have multiple Google homes, homepods, all the lights are smart lights, literally, I have 2 projectors, etc), because I am enthusiastic about it. not because society has forced me into it. All of it just according to the way I need it. Like for example, people say Macbooks are good for programming, but any day my windows machine will beat Most Macs, but at the same time, I do have a macbook Air and my reason to buy it is it's battery life... Literally, there is no other laptop on earth that can beat that.

Apart from that, I am enthusiastic about homelab and networking, I love setting up fancy networks that industry uses and I geek out on that, and I spend dil khol ke, literally. The router I have at my home is worth over 50K and that's just the network router, not the WiFi access point or the switch connecting to over 13-14 Computers that I use as servers.

I am an introvert and love to be with my close social circle and while we do things like Golfing, Skiing, travelling, etc. We don't really do things to impress others, we do because we want to do it. Like, next year we are planning a trip to Norway to see the Northern lights.

I generally don't go out and like my space, so one thing I spend on is my rent. It surely is much more than what I have seen others pay, to give perspective, the space I have for myself, I have seen 3-4 people living. People come to my place and say why, I say because I need it, I have mild claustrophobia, (even elevators I generally tend to avoid).

All of this while I keep my personal Instagram private. I don't like posting things for people to see and I also believe in evil eye.


I usually tend to avoid falling for the trap of marketting by a few things:
1. 72 hour rule - If I really need something and it is above a threshold (2-3K), I will add to cart and decide what I want, but I will wait 72 hours and slep over it before buying it. If I forget about it in those 3 days, then I never really needed that in the first place.
2. The one-thing-at-a-time rule - If I have ordered something, then I will not place an order for another thing unless I receive that previous order. This cuts down a lot of things. Yes, with q-comm this rule doesn't make much sense, but still for large ticket items, this is helpful.
3. Cash preferred - I prefer to use cash for things and even though I loose on rewards, but I don't care, the pain of money physically leaving your hand and going somewhere else, it helps in controlling spending dramatically. For small ticket, I use a wallet, so again, the pain of reloading manually.

Still, there are things that I want to buy like yesterday only, I was tempted to buy iPhone 17 Air because it was the hottest piece of tech that time, while I mentally budgeted that I can buy that, I just instead used that budget to buy a few shares of apple, so that money which I thought I would use for iPhone, I used it for something else, now I don't have that money to buy it (also because I don't need it), but then at the same time, I invested. So keeps the financials in the check.

So, here were my 2 cents. ✌🏻
Click to expand...
Shark's perspective.
 
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