Standard Chartered LTF Platinum Rewards Credit Card

[prc1990]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

 

[Paras Jain]

I was about to post this here. I was waiting for an LTF card from SC and finally

 

[prc1990]

I was about to post this here. I was waiting for an LTF card from SC and finally

Have you applied?

 

[pratikjain4]

But if one wants to go for an SC card, isn't the "Smart" credit card a better choice ?

 

[pprakash11]

If applied thru the above link, will SCB do VKYC or upload documents only + Physical kyc?

 

[Wealth is my birth right!]

Has anyone applied from a non-serviceable pincode and got approval?

No they won’t approve

 

[Wealth is my birth right!]

What if we give someone's address who live in a serviceable pincode? Will this cause any issue during credit card application as there will be Aadhaar address mismatch?

If ur office address is in service area that is fine

 

[pprakash11]

If applied thru the above link, will SCB do VKYC or upload documents only + Physical kyc?

@Wealth is my birth right!

 

[Wealth is my birth right!]

@Wealth is my birth right!

Docs upload and vkyc
If not done then they choose offline kyc
Case to case varies

 

[Gautham]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

LTF applicable for existing SC card holders as well?

 

[rayhan12]

Anyone ?

But if one wants to go for an SC card, isn't the "Smart" credit card a better choice ?

 

[Gautham]

Anyone ?

yes.

 

[Harry1]

Finally i can apply for SC card🤣.

 

[Gautham]

Finally i can apply for SC card🤣.

Smart card at 500Rs provides way more value than this LTF card

 

[pprakash11]

Smart card at 500Rs provides way more value than this LTF card

No to those who have ACE, and want to take SCB just for the sake of offers where it can be used. LTF SCB is what we were looking for.

 

[Gautham]

No to those who have ACE, and want to take SCB just for the sake of offers where it can be used. LTF SCB is what we were looking for.

wallet load gives 2% ahem. with paytm offers cb for cc load, this card is very worthy

 

[pprakash11]

wallet load gives 2% ahem. with paytm offers cb for cc load, this card is very worthy

Paytm already charges 2.35- 4.35% on wallet loading, which nullifies the cashback which you are gettting.

 

[ltf4ever]

Docs upload and vkyc
If not done then they choose offline kyc
Case to case varies

any idea if current address is not on any of govt docs then approved or rejected?
i don't have any id where my address is mentioned that of office city. i have only rent agreement.
and where can i find serviceable pincode list?

 

[Gautham]

Paytm already charges 2.35- 4.35% on wallet loading, which nullifies the cashback which you are gettting.

paytm charges more than 2.35% only if u transfer money to bank account frequently. am paying cc bill with hdfc debit card. my effective cb is around 2% for wallet load with smart CC.

 

[pprakash11]

paytm charges more than 2.35% only if u transfer money to bank account frequently. am paying cc bill with hdfc debit card. my effective cb is around 2% for wallet load with smart CC.

If you cross certain limits on adding Paytm using cc, they start with 2.35%, like I tried loading 10k- 2.35% charges- again try after this transaction- they revise to 3.35% and finally 4.35%.
Even I am also not transferring money to the account. depends on case to case.