Standard Chartered LTF Platinum Rewards Credit Card

[prc1990]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

 

[Wealth is my birth right!]

any idea if current address is not on any of govt docs then approved or rejected?
i don't have any id where my address is mentioned that of office city. i have only rent agreement.
and where can i find serviceable pincode list?

@deep@vie pls assist

 

[Unleash]

My application got rejected immediately, didn't even pass through uploading documents. Maybe due to multiple credit card enquiries made during last three months. Btw this is the first card which got rejected for me so far.

 

[Akash Topder]

My application got rejected immediately, didn't even pass through uploading documents. Maybe due to multiple credit card enquiries made during last three months. Btw this is the first card which got rejected for me so far.

Well that means my card won't be approved as well 😅

 

[prc1990]

My application got rejected immediately, didn't even pass through uploading documents. Maybe due to multiple credit card enquiries made during last three months. Btw this is the first card which got rejected for me so far.

Did you get CIBIL hit?

 

[paipurivamsi]

My application got rejected immediately, didn't even pass through uploading documents. Maybe due to multiple credit card enquiries made during last three months. Btw this is the first card which got rejected for me so far.

This happened to me in October. Got the reply from SC after escalation due to multiple cc enquiries. BTW how many enquiries do you have in last 3 months?

 

[Akash Topder]

Anyone know when will this offer expire?

 

[Patil007]

Yes, my friend applied today and he got message that it is approved in principle.

Post that there is document tab.

What it is the next process, they will ask separately for document upload?

 

[Harry1]

Smart card at 500Rs provides way more value than this LTF card

Mostly this card will be devalued soon. Currently it is giving more value than ultimate on many categories, which doesn't make sense.

I belong to the LTF Club, which doesn't want to keep track of spends across cards and spend on a certain card just to meet fee waiver. I will use it only for SC discount offers.

 

[Recktreck]

Tried to apply but it's stuck on processing page. Anyone else facing the same issue.

 

[vaibhav111vaibhav111 is verified member.]

I wished the sc wasn't so hell-bent on not providing credit cards to self-employed individuals

 

[Gautham]

If you cross certain limits on adding Paytm using cc, they start with 2.35%, like I tried loading 10k- 2.35% charges- again try after this transaction- they revise to 3.35% and finally 4.35%.
Even I am also not transferring money to the account. depends on case to case.

I have added more

Mostly this card will be devalued soon. Currently it is giving more value than ultimate on many categories, which doesn't make sense.

I belong to the LTF Club, which doesn't want to keep track of spends across cards and spend on a certain card just to meet fee waiver. I will use it only for SC discount offers.

as the maximum cap is at 1k/ month. it's unlikely.

 

[pprakash11]

I have added more

Lucky you

 

[Harry1]

Tried to apply but it's stuck on processing page. Anyone else facing the same issue.

Same issue, filled form 4 times due to this. Very bad ui.

 

[ltf4ever]

Same issue, filled form 4 times due to this. Very bad ui.

looks like their servers weren't made to handle such large volume if applications.

 

[prc1990]

Mostly this card will be devalued soon. Currently it is giving more value than ultimate on many categories, which doesn't make sense.

I belong to the LTF Club, which doesn't want to keep track of spends across cards and spend on a certain card just to meet fee waiver. I will use it only for SC discount offers.

You applied for Plat Rewards?

 

[Harry1]

You applied for Plat Rewards?

Yes, trying, but stuck at processing.

 

[Unleash]

Did you get CIBIL hit?

There might be CIBIL hit or else there wont be any reason to get rejected. Also dont have any medium available to check CIBIL now, all are used up need to wait somedays.

 

[Unleash]

This happened to me in October. Got the reply from SC after escalation due to multiple cc enquiries. BTW how many enquiries do you have in last 3 months?

14 🙂

 

[Patil007]

14 🙂

 

[Harry1]

Yes, trying, but stuck at processing.

Just now got a call back from sc.

They had info about everything except last page. They said some issue in portal due to processing. They took the last page details over phone and told they will process it and share ekyc page.

She wasn't sure about LTF offer. So checked with her manager and then confirmed.